SMITHA N
Bangalore
Summary
Results-driven Technical Business Analyst focused on AML compliance. Skilled in business and data analysis, stakeholder engagement, and enhancing financial crime frameworks. Led cross-functional teams in agile environments to optimize transaction monitoring and improve reporting accuracy.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Technical Business Analyst
Commonwealth Bank of Australia
04.2022 - Current
- Proficient in end-to-end requirements lifecycle management, including elicitation, documentation, validation, prioritization, and traceability to support AML and compliance objectives.
- Skilled in gathering, analyzing, and translating business and regulatory requirements for AML, KYC, CTF, and Transaction Monitoring solutions.
- Conducted gap analysis and risk assessment, designing solutions to enhance financial crime compliance frameworks and ensure data integrity.
- Strong understanding of banking, accounting, and financial concepts, enabling effective implementation of Financial Crime technology solutions aligned with enterprise architecture.
- Collaborate with compliance, technology, and change management teams to deliver system enhancements and process improvements aligned with regulatory obligations.
- Monitor TTR (Threshold Transaction Reporting) processes to ensure adherence to AUSTRAC rules and other regulatory requirements.
- Expertise in data element mapping, S2T (Source-to-Target) analysis, and pseudo-code development for transaction monitoring and alerting logic.
- Experienced in rule creation and validation—including enrichment, schema validation, exception handling, assurance, and detection—to optimize transaction reporting accuracy.
- Develop and maintain conceptual and logical data models to support AML and regulatory reporting initiatives.
- Perform variance analysis and tracking of various reports to ensure reporting accuracy and compliance alignment.
- Prepared and presented requirement and impact analysis decks, outlining proposed changes and associated risks to inform stakeholder decision-making.
- Liaise with Engagement and Advisory teams for requirements validation, impact assessment, and implementation planning.
- Participate across the Software Development Life Cycle (SDLC), ensuring high-quality deliverables from requirement definition through testing and deployment.
- Work in Agile environments, conducting sprint planning, backlog refinement, and daily stand-ups to support iterative delivery and stakeholder feedback.
- Collaborate with cross-functional teams leveraging AWS cloud services for data storage, analytics, and integration within AML solution architecture.
- Work on Technology Risk Assessment Controls to ensure the platform is Compliant with Standards.
- Participate in testing activities, including facilitating penetration testing, tracking the outcome, unit testing and system integration testing, ensuring end-to-end functional and regulatory compliance.
- Monitored transaction flows and rule performance to ensure compliance with LEA guidelines and internal policies.
Data Testing and Support Analyst
Euromonitor International Research & Consulting Pvt Ltd
12.2020 - 04.2022
- Executed advanced analysis and testing to resolve complex scenario issues, ensuring alignment with Associate responsibilities.
- Developed advanced scenario skills in subordinates.
- Analyzed client inquiries and provided timely solutions for research-related issues.
- Assisted teams in utilizing market intelligence tools for data collection and reporting.
- Collaborated with colleagues to enhance customer support processes and service delivery.
Data Testing and Support Associate
Euromonitor International Research & Consulting Pvt Ltd
01.2020 - 11.2020
- Testing patches with MS SQL backend to address issues identified in PBIs, streamlining data analysis on EMMA (internal application) by correcting automated queries and formulas in SSMS for each project.
- Analyzed and integrated financial and research data tables using MS Excel and MS SQL to support Financial Research team projects.
- Conducted thorough checks, met project deadlines, and coordinated publications and reloads.
- Participated in project testing, focusing on system testing.
Publishing Specialist
Euromonitor International Research and Consulting India Pvt Ltd
08.2016 - 01.2020
- Managed proofing and publishing processes, collaborating with teams to ensure error-free report delivery by deadlines.
- Customized reports to align with client specifications and adhere to company standards.
- Created visualizations in PowerPoint, Excel, and Power BI to enhance research reports with data insights.
- Utilized macros to automate the compilation of the latest reports.
Education
Certified Scrum Product Owner - Product Management
Scrum Alliance
Global12.2025
SAFe Product Owner/ Product Manager - Product Management
Scaled Agile
Global12.2025
MBA - International Finance
CMS Business School - Jain University
12.2022
Financial Data Analytics -
Indian Institute of Management Kashipur
12.2020
B.Com -
Malleshwaram Ladies Association, First Grade College for Women
12.2016
Skills
Core skills:
- Communication and Coordination
- Team-building and Leadership
- Financial Crime/AML
- Fraud detection strategies
- Threshold Transaction Reporting
- Suspicious Matter Reporting
- Transaction Monitoring
- Customer and Payment Sanctions
- KYC, CDD and ECDD
- Data analysis, consolidation and mapping
- Risk assessment, Regulatory compliance
- Agile methodologies
- Requirement gathering, Stakeholder relations
- Software development life cycle
- Production support
- Process documentation
- Quarterly planning, Sprint/ Iteration ceremonies
- Variance Analysis
- Financial analysis
Tools and Technical Skills:
- MS Office, MS Visio
- Visual Studio Code
- Excel, Macros
- SQL - SSMS, Alation
- JIRA and Confluence
- GitHub, RemedyForce
- Copilot, ChatGPT, Gemini
- Basics of Python, PowerBi
Certification
- CSPO Certified
- Certified SAFe Product Owner/ Manager
Timeline
Technical Business Analyst
Commonwealth Bank of Australia
04.2022 - Current
Data Testing and Support Analyst
Euromonitor International Research & Consulting Pvt Ltd
12.2020 - 04.2022
Data Testing and Support Associate
Euromonitor International Research & Consulting Pvt Ltd
01.2020 - 11.2020
Publishing Specialist
Euromonitor International Research and Consulting India Pvt Ltd
08.2016 - 01.2020
Certified Scrum Product Owner - Product Management
Scrum Alliance
SAFe Product Owner/ Product Manager - Product Management
Scaled Agile
MBA - International Finance
CMS Business School - Jain University
Financial Data Analytics -
Indian Institute of Management Kashipur
B.Com -
Malleshwaram Ladies Association, First Grade College for Women