Smruti Ranjan Barik

Strategic and results-driven risk and compliance leader with 22+ years of experience across top-tier global financial institutions including Western Union, Allianz, Credit Suisse, and Wells Fargo. Proven expertise in enterprise and business risk management, operational resilience, regulatory compliance, and risk governance frameworks. Skilled in leading and developing cross-functional teams, driving risk culture, and embedding global risk frameworks across diverse business units. Adept at managing complex regulatory examinations and aligning regulatory expectations with business objectives. Experienced in identifying and mitigating third-party/vendor risk, human capital exposures, permanent establishment (PE) risk, and wind-down scenarios. Known for influencing executive decision-making through risk-based insights and strategic oversight that drive measurable business outcomes.

• Certificate in Risk Management Assurance (CRMA), The Institute of Internal Auditors – 2013
• Certified Information Security Risk Assessor (CISRA), SISA – 2013
• Certified Information Systems Auditor (CISA), ISACA
• Introduction to Cyber Security (SEC301), SANS On Demand
• Chartered Institute For Securities & Investment-AML/CFT Training

• Successfully implemented the WU Cyber Regulatory Compliance Program across APAC
• Set up the risk management team at Allianz India, generating significant cost savings
• Automated TPRM process at Allianz, reducing TAT and costs
• Achieved top audit rating by implementing a quality assurance framework at Credit Suisse
• Nominated and awarded for risk awareness and control initiatives at Wells Fargo and ICICI Bank

English, Hindi

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