Sonali Kukreti
Dehradun
Summary
I aspire to work in challenging environment where I can implement my skills. I do the job with great Sense of responsibility and always expect to make a positive contribution and prove myself and Asset to the organization, which employs me.
Overview
6
6
years of professional experience
Work History
BCM in Affordable Housing and Lap
SMFG India Home Fin Co.(Fullerton India)
12.2023 - 12.2024
- Supervising credit underwriting of proposals and equitable mortgage approval processes
- Analyze financial data related to loan requests and evaluate loan documents are to insure accuracy and completeness
- Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors
- Record loan denials and specific basis for declining application
- Monitor and report noncompliance with loan covenants
- Assist with technical under writing issues and questions
- Review loan documentation and vendor reports to identify signs of fraudulent activity
- Develop and implement under writing policies and procedures
- Summary of skills & Experience:
Credit Analyst in Working Capital and Lap OD
Axis bank Ltd
02.2022 - 11.2023
- Generated reports examining degrees of risk, and presented to credit officers and managers
- Completed loan request summaries and credit analyses as part of the loan application to submit the Information to approval committees
- Evaluated client information to propose a payback schedule based on payment history, earning, savings, and purchase activity
- Maintaining of MIS regarding disbursement/payments & PDD
- Handling payments of customer/dealer and Vendors
- Check, verify and process the branch and vendor expenses bill
- Summary of skills & Experience:
Credit Officer in Commercial Vehicle
Hinduja Leyland Finance Ltd
06.2019 - 01.2022
- Monitoring for files quality, compliance, disbursement of files and credit policy
- Checking complete file for norms adherence
- Timely Process of Files for disbursement and credit compliance
- Maintaining of MIS regarding disbursement/payments & PDD
- Handling payments of customer/dealer and Vendors
- Summary of skills & Experience:
ASSISTANT ACCOUNTANT
BIVA SECURITIES
10.2018 - 05.2019
- Recording and categorizing expenses in accounts books
- Prepare invoices, expense reports and payment memos
- Maintain general ledger and payrolls entries
- Finding and addressing any discrepancy in accounting books
- Taking care of tax returns and making sure they are paid off in time
- Performed data processing in MS Excel
- Summary of skills & Experience:
Education
MBA - Finance and Marketing
Uttarakhand Technical University
01.2017
M.Com - undefined
Uttarakhand Open University
01.2018
B.Com - undefined
Pandit Lalit Mohan Sharma, PG collage Rishikesh (HNBGU)
01.2015
12th - undefined
ISC Board
01.2012
10th - undefined
ICSE Board
01.2010
Skills
- Credit validations
- Financial statement review
- Collateral risk
- Customer Relations
- Loan recommendations
- Compliance assessments
- Financial statements expertise
- Experienced with software
- Credit risk
Languages Known
English
Hindi
Accomplishments
- Achieved error free files.
- Achieved Service Level in Complaint or Queries resolution.
Extra-curricular activities
Six month’s computer diploma with Ms Office/Word & Excel or Internet.
Disclaimer
Date of Birth: 20-Apr-1995 Father Name: B. P Kukreti Marital Status: Married Languages Known: English, Hindi Present Address: Rishikesh, 249137 I hereby declare that the above mention particulars are true in every respect and nothing has been concealed or withheld by me. Date:- Signature
Timeline
BCM in Affordable Housing and Lap
SMFG India Home Fin Co.(Fullerton India)
12.2023 - 12.2024
Credit Analyst in Working Capital and Lap OD
Axis bank Ltd
02.2022 - 11.2023
Credit Officer in Commercial Vehicle
Hinduja Leyland Finance Ltd
06.2019 - 01.2022
ASSISTANT ACCOUNTANT
BIVA SECURITIES
10.2018 - 05.2019
M.Com - undefined
Uttarakhand Open University
B.Com - undefined
Pandit Lalit Mohan Sharma, PG collage Rishikesh (HNBGU)
12th - undefined
ISC Board
10th - undefined
ICSE Board
MBA - Finance and Marketing
Uttarakhand Technical University
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