CHAMAN SINGH

Banking and Financial Services leader with over 20 years of experience driving sales, distribution, business growth, and profitability across Retail Assets, Affordable Housing Finance, Loan Against Property (LAP), Business Loans, Microfinance, and Financial Inclusion. Currently leading Affordable Home Loan and LAP businesses at RBL Fin serve, with extensive experience managing large geographies, multi-state distribution networks, and high-performing sales teams. Proven track record of building and scaling business verticals, launching new lending products, expanding distribution ecosystems, improving portfolio quality, and delivering sustainable revenue growth. Demonstrated success in managing end-to-end business operations including sales, credit coordination, collections governance, channel development, profitability management, and customer acquisitions. Recognized for building high-growth businesses, delivering superior productivity, achieving industry-leading portfolio quality, and consistently outperforming business targets across diverse lending segments.

• More than 20 years of leadership experience across Banking, NBFC, Affordable Housing and Retail Asset businesses.
• Built and scaled multiple lending businesses across North, East and APTS geographies.
• Successfully established secured and unsecured lending businesses across multiple markets.
• Created an unsecured loan portfolio of ₹100 Crore in less than 9 months while maintaining less than 1% delinquency and zero NPA accounts.
• Achieved 128% of business targets and received Best Regional Manager recognition for two consecutive years.
• Delivered highest productivity and lowest cost of acquisition performance across the organization.
• Led top-performing zones for insurance cross-sell and personal loan business.