Sonali Nandkumar Galande
Pune
Summary
To leverage over 14 years of professional experience in mortgage, secured & unsecured loans, commercial lending, and loan syndication. Seeking a challenging position in a reputed organization to contribute expertise in loan operations, vehicle and dealer finance, and process improvement.
Overview
14
14
years of professional experience
Work History
Process Lead - Commercial & Vehicle Lending
Bank of Montreal (BMO)
02.2018 - Current
- Managed Commercial Lending operations including Floor Advance (Dealer Finance), Cycle Share Adjustments, Loan Syndication, and Vehicle Loan Disbursement.
- Conducted end-to-end Credit Check and underwriting support for dealer and commercial loan approvals.
- Processed and maintained complex syndicated loan structures ensuring compliance with credit policies.
- Coordinated with international clients and internal teams for transaction booking, documentation, and audit trails.
- Recorded, monitored, and maintained transactions in Loan IQ and APMS.
- Served as Checker & Team Lead - handled case allocation, performance tracking, MIS reporting, and compliance accuracy.
- Tools Used: Loan IQ, APMS, E-Drive, Data Scan, MECH - customer connect, Vehicle Loan- Adessa ,Cheat Sheet , Black book
Black Belt Green Belt Six Sigma
Tcs
Pune
04.2022 - 02.2024
- Lean Six Sigma Green Belt trained professional with hands-on exposure to process mapping, RCA, and data-driven problem solving.
- Lean Six Sigma Black Belt trained with proficiency in advanced statistical analysis, project execution, and continuous improvement frameworks.
Loan Operations Specialist
Bajaj Finance Ltd.
01.2012 - 01.2018
- Managed secured (Mortgage, Home Loan, LAP) and unsecured (Personal, Business, Credit) loans.
- Handled loan disbursement, KYC compliance, and regulatory verification across India.
- Oversaw Fixed Deposit operations, EMI processing, rebooking, and loan cancellations.
- Ensured high customer satisfaction by resolving escalations and refund-related issues.
- Tools Used: FinnOne, Customer Eye, Salesforce, B2B
Education
B.A. - undefined
Maharashtra State Board
03.2011
H.S.C. - undefined
Maharashtra State Board
03.2007
S.S.C. - undefined
Maharashtra State Board
03.2005
Skills
- Loan Operations - Secured & Unsecured
- Commercial Lending
- Dealer/Vehicle Financing
- Loan Syndication
- Credit Analysis
- Cycle Share Adjustments
- Process Improvement
- Quality Control
- Escalation Management
- Client Coordination
- Software: Loan IQ
- Software: APMS
- Software: FinnOne
- Software: Salesforce
- Software: Data Scan
- Software: MS Office
LANGUAGES
English
Hindi
Marathi
PERSONAL INFORMATION
Date of Birth: 20th March 1990 Nationality: Indian Marital Status: Single
PERSONAL DATA PROCESSING
I hereby declare that the above-mentioned information is true and correct to the best of my knowledge and belief.
Timeline
Black Belt Green Belt Six Sigma
Tcs
04.2022 - 02.2024
Process Lead - Commercial & Vehicle Lending
Bank of Montreal (BMO)
02.2018 - Current
Loan Operations Specialist
Bajaj Finance Ltd.
01.2012 - 01.2018
B.A. - undefined
Maharashtra State Board
H.S.C. - undefined
Maharashtra State Board
S.S.C. - undefined
Maharashtra State Board