Sonam Sadbhaiya
Pune
Summary
Insightful Senior Research Analyst known for high productivity and efficient task completion. Possess specialised skills in data analysis, statistical modeling, and market trend forecasting. Thrive in environments requiring strong analytical thinking, problem-solving abilities, and effective communication to excel in complex research scenarios.
Overview
14
14
years of professional experience
Work History
Senior Research Analyst
Crisil Limited
Pune
04.2025 - Current
- Educated new staff members on the optimal utilization of applications for comprehensive data management.
- Applied various technologies for streamlined processes and optimized results.
- Promptly evaluated client requirements.
- Showcased superior analytical skills by addressing complications promptly and accurately.
- Developed impactful ideas to boost overall team effectiveness.
- Executed thorough research and data analysis to aid strategic planning.
- Identified training needs, created a comprehensive onboarding program and conducted orientation sessions for new hires.
- Established effective communication channels between departments to ensure information is shared accurately and efficiently.
- Prepared reports detailing staff performance metrics such as productivity levels or customer satisfaction ratings.
- Ensured adherence to company policies, procedures, regulations and laws while maintaining an ethical workplace culture.
- Developed and implemented strategies to improve team performance.
Research Analyst
Crisil Limited
Pune
08.2022 - 03.2025
- Applied different tools, including Excel spreadsheets, to enhance efficiency in data manipulation and analysis.
- Assisted with business plans by providing research-based inputs about target markets.
- Collected and reported on customer demographics, preferences, and buying habits to help marketing teams target strategies.
- Interpreted quantitative and qualitative data to develop insights into consumer behavior.
Credit Analyst
Daimler Financial Services India Pvt Ltd
PUNE
10.2021 - 08.2022
- Contributed to recurring meetings focused on enhancing organizational loan handling processes.
- Processed comprehensive fiscal information encompassing balance sheets, cash flow reports and earnings summaries.
- Examined repayment history along with present account status for evaluating customer performance.
- Maintained adherence to applicable rules and standards in consumer lending.
Credit Reporting Manager
Poonawala Fincorp Ltd
PUNE
05.2019 - 09.2021
- Implemented processes for accurate data reporting.
- Ensured timely clarification for senior management's inquiries regarding ongoing reports.
- Conducted analysis to pinpoint inaccuracies in financial documents.
- Maintained existing reports while ensuring their accuracy through regular updates and reviews.
Credit Processing Associate
Kotak Mahindra Bank Ltd
PUNE
11.2016 - 04.2019
- Verified necessary documents to guarantee readiness for assessment.
- Enhanced interdepartmental coordination to improve credit application efficiency.
- Assessed financial reliability of customers through established standards.
- Performed routine analysis of overdue accounts to optimize collection approaches.
Credit Processing Associate
HDFC Bank Ltd
PUNE
12.2015 - 11.2016
- Generated monthly documents outlining loan performance and delinquency.
- Reviewed outstanding accounts routinely to strategize on collections.
- Analyzed financial data regarding debtors' assets, liabilities, income, and expenses.
- Recorded all loan-related activities accurately within the organization's system.
Articled Assistant
M.V. Sakhare & Company
PUNE
02.2012 - 02.2015
- Crafted financial statements aligned with GAAP standards.
- Offered expert advice to staff on complex accounting topics.
- Collaborated in externally conducted audits, confirming conformity with applicable legislative requirements.
- Facilitated the preparation of tax returns, budgets, forecasts.
Education
MBA -
MIT College
Pune02-2023
M.COM -
University of Pune
Pune04-2014
C.A. - IPCC -
Institute of Chartered Accountants of India
Pune11.2011
B.COM -
S.P. College
Pune04-2011
C.A. - CPT -
Institute of Chartered Accountants of India
Pune06.2009
H.S.C. -
Maharashtra Board
Pune04-2008
S.S.C. -
Maharashtra Board
Pune04-2006
Skills
- Dedicated Team Contributor
- Adaptability to New Challenges
- Dedicated Professional
- Quantitative Data Assessment
- Quality Assessment Enhancement
- Data Analysis Proficiency
- Qualitative Methodologies
- Understanding of Tax Regulations
- Advanced Excel Skills
- Analytical Report Creation
- Efficiency Improvement
- Project Execution
- Collaborative Teamwork
- Proficient Interpersonal Communication
- Analytical Problem Solving
- Effective Time Management
- Assessment of Financial Systems
- Skilled in Prioritising Multiple Responsibilities
- Team Management
Personal Information
- Date of Birth: 26 October, 1990
- Gender: Female
- Nationality: Indian
- Marital Status: Married
Hobbies and Interests
- Singing
- Dancing
- Travelling
- Reading Books
- Watching Web series & movies
- Learning new things
Languages
English
First Language
English
Proficient (C2)
C2
Hindi
Intermediate (B1)
B1
Marathi
Intermediate (B1)
B1
Disclaimer
I hereby declare that all the information maintained here are true and verifiable at any point of time.
Timeline
Senior Research Analyst
Crisil Limited
04.2025 - Current
Research Analyst
Crisil Limited
08.2022 - 03.2025
Credit Analyst
Daimler Financial Services India Pvt Ltd
10.2021 - 08.2022
Credit Reporting Manager
Poonawala Fincorp Ltd
05.2019 - 09.2021
Credit Processing Associate
Kotak Mahindra Bank Ltd
11.2016 - 04.2019
Credit Processing Associate
HDFC Bank Ltd
12.2015 - 11.2016
Articled Assistant
M.V. Sakhare & Company
02.2012 - 02.2015
MBA -
MIT College
M.COM -
University of Pune
C.A. - IPCC -
Institute of Chartered Accountants of India
B.COM -
S.P. College
C.A. - CPT -
Institute of Chartered Accountants of India
H.S.C. -
Maharashtra Board
S.S.C. -
Maharashtra Board
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