Summary
Work History
Education
Skills
Dancing, Travelling, Shopping
Timeline
AccountManager

SONIYA KHANDEKAR

Assistant Branch Manager
Mumbai

Summary

Proactive Assistant Branch Manager with great financial product expertise and passion for customer service. Commended for going above and beyond to exceed corporate goals demonstrated over more than 3 years of financial industry expertise. Having total working experience in Banking Industry of more than 9 yrs. Forward-thinking team leader skilled at operating departments efficiently to meet goals. Successful background matching employees with roles for maximum performance. Proactive and hardworking individual focused on continuous operational improvement. Exceptional Operations Manager focused on successful team building, cost-cutting and operational improvements. Determined to cut costs without impacting quality of products and services. Reliable team player committed to building high-performing teams.

Work History

Assistant Branch Manager, Operations

New India Co-Operative Bank Ltd
Mumbai
08.2019 - Current
  • Worked in matrix management environment with oversight of division level managers, operations, sales, finance, human resources, safety and compliance.
  • Managed branch size in deposits and team of 6 full time employees.
  • Implemented process improvement to shape organizational culture, optimize procedures for higher efficiency and help company evolve and grow.
  • Forecasted trends and recommended improvements based on financial risk analyses.
  • Planned and resourced personnel and logistics for operations component exercises resulting in highly trained personnel ready to act quickly in critical roles.
  • Increased profit by streamlining operations.
  • Implemented process improvements to increase productivity.
  • Generated financial and operational reports to assist management with business strategy.
  • Facilitated customer satisfaction by executing personal communication and frequent follow-ups.
  • Prepared annual budgets with controls to prevent overages.
  • Developed and managed employee schedules, balancing individual requests and requirements with business needs.
  • Reviewed credit applications for risk factors and credit worthiness.
  • Responded to customer concerns, working with manager to significantly raise customer satisfaction ratings.
  • Adherence of Basic Banking process, KYC policy etc.
  • Handled Branch Internal Audit by resolving all queries of the Auditor.
  • Replying to Competent authorities received from Income Tax department, Recovery office, Sales Tax etc.
  • Authorizations of day to day transaction vouchers.
  • Monitored areas for security issues and safety hazards.

Deputy Manager of Customer Service

DCB Bank
Mumbai
11.2016 - 07.2019
  • Supervised employees and assessed performances to determine training needs and define accurate plans for decreasing process lags.
  • Resolved concerns with products or services to help with retention and drive sales.
  • Resolved customer complaints while prioritizing customer satisfaction and loyalty.
  • Researched and corrected customer concerns to promote company loyalty.
  • Trained and regularly mentored associates on performance-oriented strategies and customer service techniques.
  • Took ownership of customer issues and followed problems through to resolution.
  • Selling Third party products like Insurance, CASA, Credit Card, EMV Machines etc.
  • Business development strategy & implementation to widen the reach of products & services.

Junior Officer (CASA)

ICICI Bank
Mumbai
08.2013 - 10.2014
  • Open Savings & Current Account.
  • Cross Selling of Insurance, Mutual funds etc.
  • Acquiring business, achieving target make excell sheet at DSR
  • Providing the door services to the client.
  • Visit Corporate Office & Activity.
  • Acquiring new customer.
  • Maintaining and increasing Sales.

Education

No Degree - Bachelor of Commerce - TY.BCOM 2012

Gokhale College
Mumbai
04.2001 -

No Degree - Commerce - Year 2010

Gokhale College
Mumbai
04.2001 -

No Degree - SSC - Year 2008

St. Aloysious High School
Mumbai
04.2001 -

Skills

    Relationship building and management

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Dancing, Travelling, Shopping

STRENGTHS :

  • Decision Making
  • Team work
  • Honest
  • Proactive
  • Punctual
  • Deterministic

Timeline

Assistant Branch Manager, Operations

New India Co-Operative Bank Ltd
08.2019 - Current

Deputy Manager of Customer Service

DCB Bank
11.2016 - 07.2019

Junior Officer (CASA)

ICICI Bank
08.2013 - 10.2014

No Degree - Bachelor of Commerce - TY.BCOM 2012

Gokhale College
04.2001 -

No Degree - Commerce - Year 2010

Gokhale College
04.2001 -

No Degree - SSC - Year 2008

St. Aloysious High School
04.2001 -
SONIYA KHANDEKARAssistant Branch Manager