Sornavel G
Bangalore
Summary
Possessing strong problem-solving skills, a proactive learning mindset, and excellent communication abilities, I am prepared to support team success and deliver meaningful results. Eager to embrace new challenges, I am committed to contributing positively to organizational goals with dedication and enthusiasm.
Overview
5
5
years of professional experience
3
3
years of post-secondary education
Work History
Associate
Wns
03.2025 - 05.2026
- Drafted and submitted high-quality Suspicious Activity Reports (SARs) with clear, concise, and well-structured narratives to regulators in compliance with local and global AML requirements.
- Translated complex transactional patterns, red flags, and customer behaviors into logical and comprehensive SAR narratives for effective regulatory review.
- Ensured SAR narratives captured the 5Ws (who, what, when, where, why) and how of suspicious activities, aligning with regulatory expectations and internal policies.
- Collaborated with investigators and compliance teams to integrate relevant KYC, CDD, and transactional insights into SAR narratives.
- Identified and mitigated high-volume Account Takeover (ATO) attempts by analyzing anomalous login patterns, such as sporadic traffic spikes and unauthorized geographic locations.
- Conducted in-depth due diligence on high-risk entities, identifying fraudulent businesses by verifying incorporation certificates and cross-referencing business profiles with global KYC/AML standards.
- Managed a critical API key leak incident by immediately revoking compromised secrets, rotating credentials, and performing a comprehensive audit of system logs to ensure no data exfiltration.
Senior Representative Operations
Concentrix
10.2022 - 03.2025
- Led end-to-end review of complex transaction monitoring alerts involving structuring, rapid movement of funds, funnel accounts, mule activity, layering, and cross-border activity.
- Conducted detailed analysis of transactional behavior across multiple products (wires, ACH, cards, trade finance, crypto, correspondent banking).
- Identified suspicious patterns through behavioral analysis and peer comparison.
- Investigated high-value and high-risk customers using internal systems and external intelligence sources.
- Determined True Positive vs. False Positive outcomes with clear risk rationale and documented findings.
- Escalated suspicious cases to AML Reporting teams in line with internal thresholds.
- Identified emerging typologies and recommended enhancements to monitoring controls.
Process Executive
Cognizant
10.2021 - 09.2022
- Analyzed suspicious transactions, identifying potential fraudulent activity to mitigate financial risks.
- Monitored daily transaction alerts using fraud detection systems.
- Identified unusual transaction patterns and escalated high-risk cases to senior investigators.
- Conducted preliminary investigations by gathering and evaluating customer account data.
- Assisted in KYC and AML compliance checks to ensure regulatory adherence.
- Compiled detailed investigation reports outlining findings and actionable recommendations for enhanced fraud response.
- Collaborated with risk, compliance, and customer service teams to resolve fraud cases.
- Verified customer documents and performed background checks to detect identity fraud.
- Reduced false positives by applying risk-based analysis and reviewing alert triggers.
- Supported chargeback investigations and dispute resolution processes.
- Contributed to enhancements in fraud detection processes and internal controls to strengthen compliance and security.
Education
Bachelor of Computer Science -
Sri Krishna Adithya college of Arts and Science
06.2017 - 03.2020
Skills
- Fraud Investigation
- Financial investigations
- Regulatory compliance
- Account Takeover (ATO)
- SAR reporting
- UAR reporting
- Transaction analysis
- Transaction oversight
- Risk analysis
- Data-driven decisions
- Excel analysis
Languages
- Tamil
- English
- Kannada
Achievements Awards
Received reward and recognition award 3 times in the time span I served in the company for the individual performance.
Languages
English
Proficient
C2
Tamil
Proficient
C2
Timeline
Associate
Wns
03.2025 - 05.2026
Senior Representative Operations
Concentrix
10.2022 - 03.2025
Process Executive
Cognizant
10.2021 - 09.2022
Bachelor of Computer Science -
Sri Krishna Adithya college of Arts and Science
06.2017 - 03.2020