SOUMYA RANJAN DASH
Regional Investigation Officer
BADAMBA, Cuttack, Odisha
Summary
Regional Investigation Officer conducting fraud investigations, risk reviews, and branch-level compliance checks across a large microfinance network. Develops detailed investigative reports, escalates risk findings to higher authority, and coordinates with operations teams to close fraud cases quickly. Leads staff training on investigation protocols and supports operational integrity through accurate documentation and follow-through.
Overview
3
3
Languages
8
8
years of professional experience
Work History
Regional Investigation Officer
SPANDANA SPHOORTY FINANCIAL LIMITED
02.2026 - 07.2026
- Conducted comprehensive investigations to identify fraudulent activities and ensure operational integrity.
- Collaborated with cross-functional teams to assess risk factors and implement mitigation strategies.
- Developed detailed investigative reports, ensuring accurate documentation and regulatory compliance.
- Led training sessions on investigation protocols to enhance team effectiveness and knowledge.
- Performed mystery calls to gather insights for comprehensive risk assessment reports.
Regional Auditor
SPANDANA SPHOORTY FINANCIAL LIMITED
07.2023 - 01.2026
- Schedule 42 branch audits monthly across regional locations to support audit coverage and planning.
- Audit 42 branches with a team of 4 Cluster Internal Auditors and complete individual reviews of 2 branches each month.
- Identify branch-level risks, escalate exceptions to higher authority, and coordinate with operations to reduce fraud exposure.
- Conduct surprise branch visits periodically to verify controls and review operational integrity on site.
- Prepare monthly audit schedules and reports in Windows and LibreOffice using Microsoft Office applications for consistent documentation.
- Analyze audit exceptions with data analysis and fraud investigation methods to support timely corrective action.
Zonal Internal Auditor
SPANDANA SPHOORTY FINANCIAL LIMITED
10.2020 - 06.2023
- Prepared internal audit reports with clear findings, root causes, and follow-up actions for branch management.
- Conducted branch control testing to verify compliance with internal procedures and operating guidelines.
- Investigated irregular transactions and branch-level exceptions to support fraud detection efforts.
- Assessed operational risks across assigned branches and recommended practical corrective actions.
- Validated branch records and supporting documents against audit requirements before final review.
- Tracked outstanding audit observations and monitored closure updates from branch teams.
Audit Executive
SPANDANA SPHOORTY FINANCIAL LIMITED
03.2018 - 09.2020
- Conducted monthly audits of 6 branches, reviewing operational and financial processes for compliance.
- Verified NPA, DPD, new loan cases, pre-closure accounts, and insurance claim borrower records for accuracy and compliance.
- Reviewed branch audit compliance and closed observations promptly to strengthen operational integrity.
- Examined cash management practices and in-branch operations to identify gaps and emerging risks.
- Performed CGT, GRT, and house visits with Loan Officers and Branch Managers to validate field-level processes.
- Documented audit findings in Microsoft Office applications and maintained clear reports for follow-up action.
- Used Windows and LibreOffice to support internal audit planning, data analysis, and review documentation.
Education
Bachelor of Laws -
Dhenkanal Law College
Dhenkanal06-2026
Master of Commerce - undefined
Utkal University
Bhubaneswar05-2017
Bachelor of Commerce - undefined
Banki Autonomous College
Banki05-2014
Class 12 Commerce -
Mohan Subudhi College
Badamba04-2011
10th - undefined
Mohan Subudhi High School
Badamba05-2009
Skills
Investigative techniques
Fraud detection techniques
Financial auditing
Risk compliance
Data analysis
Team collaboration and communication
Stakeholder engagement
Microsoft Office applicationsMicrosoft Office applications
Windows and LibreOffice
Interests
Listening song
Declaration
I do hereby declare that the above given statements are true and correct to the best of my knowledge.
Timeline
Regional Investigation Officer
SPANDANA SPHOORTY FINANCIAL LIMITED
02.2026 - 07.2026
Regional Auditor
SPANDANA SPHOORTY FINANCIAL LIMITED
07.2023 - 01.2026
Zonal Internal Auditor
SPANDANA SPHOORTY FINANCIAL LIMITED
10.2020 - 06.2023
Audit Executive
SPANDANA SPHOORTY FINANCIAL LIMITED
03.2018 - 09.2020
Class 12 Commerce -
Mohan Subudhi College
Bachelor of Commerce - undefined
Banki Autonomous College
Master of Commerce - undefined
Utkal University
Bachelor of Laws -
Dhenkanal Law College
10th - undefined
Mohan Subudhi High School