Souvik Bhattacharjee
Risk Analyst
Bangalore
Summary
Experienced Transaction Monitoring Analyst with 4 years in financial compliance and anti-money laundering (AML) processes. Proven track record in detecting and preventing fraudulent activities, maintaining regulatory compliance. Currently employed at a top fintech company, I am excited to utilize my transaction monitoring expertise to add value to a dynamic organization\'s compliance framework.
Overview
4
4
years of professional experience
5
5
years of post-secondary education
2
2
Languages
Work History
Risk Analyst
FI Money
01.2024 - Current
- Conducted in-depth investigations on user accounts flagged by our risk detection model, reducing financial fraud risks.
- Conducting reviews using various methods, including background checks and behavioral analysis to prevent law enforcement agency (LEA) escalations.
- Reviewed customer transactions for potential financial fraud and money laundering, successfully identifying and preventing suspicious activities in flagged cases.
- Ensuring that funds credited to customer accounts were sourced from legitimate and compliant origins.
- Performed comprehensive reviews of bank policies and procedures to ensure compliance with regulatory standards, improving adherence to regulations.
- Reviewing onboarding profiles to assess risk and make decisions on account approvals.
- Verifying KYC information to ensure compliance with relevant standards.
- Engaging with victims to gain insights into risky transactions and enhance investigative decisions.
- Leveraging public domain research tools and platforms to enhance due diligence and risk screening processes.
- Assisted in training new team members on effective fraud detection techniques and best practices, ensuring a well-prepared and knowledgeable team.
Fraud Investigator
Amazon India
05.2021 - 01.2024
- Investigated customer contacts daily to authenticate them in the platform enhancing user security and trust.
- Monitored payments successfully preventing unauthorized use of payment methods resulting in reduction in payment-related fraud instances.
- Conducted in-depth research on emerging fraud trends and updated fraud detection systems accordingly, resulting in a increase in overall fraud detection accuracy.
- Monitored and suspended accounts involved in money laundering, contributing to reduction in illicit financial activities within the organization.
- Verified and authenticated documents sent by customers, ensuring the authenticity of data and documents.
Education
Post Graduation Diploma In Management - Finance & Marketing
M.S Ramaiah Institute of Management
08.2019 - 04.2021
Bachelor of Business Administration - Finance
SOA University
05.2015 - 07.2018
Skills
Anti-Money Laundering Compliance
Fraud Risk Management
Transaction Monitoring
Risk Identification
Financial Regulatory Reporting
Strong Verbal Communication
Activity Report Analysis
Customer Due Diligence
Enhanced Due Diligence
Risk mitigation
Accomplishments
FI - star for the month of January 2025
Timeline
Risk Analyst
FI Money
01.2024 - Current
Fraud Investigator
Amazon India
05.2021 - 01.2024
Post Graduation Diploma In Management - Finance & Marketing
M.S Ramaiah Institute of Management
08.2019 - 04.2021
Bachelor of Business Administration - Finance
SOA University
05.2015 - 07.2018