Souvik Ghorui
Financial Analyst
Kolkata
Summary
Results-driven Financial Analyst at ICRA Analytics Ltd. with a strong educational background, including a Master's in Commerce (First Class) from Calcutta University and a First Class graduation from Goenka College of Commerce and Business Administration, Kolkata. Currently pursuing the ACCA (Association of Chartered Certified Accountants) professional course to enhance skills. Recognized for expertise in financial analysis, consistently delivering impactful insights that make a significant difference.
Overview
3
3
years of professional experience
2
2
Certifications
3
3
Languages
Work History
Senior Associate Analyst
ICRA ANALYTICS LTD
02.2023 - Current
- Financial Report Interpretation: Analysed financial reports to provide insights for credit rating decisions and identified anomalies and trends, contributing to assessments of financial health and Assisted the Moody's Analyst on assessment of Credit rating.
- GAAP-Compliant Spreading: Executed precise financial analysis for US entities also specialized in accurate financial assessments through spreading techniques, achieved 25% efficiency gain.
- Data Analysis and Adjustment: Performed Accounting adjustments and Identified KPI improving data accuracy by 20% and addressed complex tasks related to leases, debt components, and unusual items.
- Ratio Calculations Expertise: Proficient in calculating and interpreting financial ratios and informed credit risk evaluations using ratios like Interest Coverage, Debt/EBITDA, and CFO/Debt, ATNW, TOL/ATNW Etc.
- Trained and supported new team members, maintaining culture of collaboration.
- Collaborated with cross-functional teams to drive successful completion of complex projects within deadlines and Consistently maintained strong relationships with clients, ensuring clear communication and timely updates on project progress.
Audit Assistant
Ray & Ray
03.2022 - 02.2023
- Statutory Audit: Oversaw statutory audits for Khadim India Limited (600 crores turnover) and Agarpara Jute Mills Limited (200 crores turnover), Completed audits in accordance with regulations and procedures.
- Diverse Industry Experience: Conducted successful audits for Desun Hospital, Woodland Hospitals, and other healthcare institutions, demonstrating adaptability to industry complexities.
- Variance analysis and Other Audit procedures: Conducted thorough variance analysis on year-on-year and quarter-on-quarter financial data, identifying trends and anomalies. Performed month-end and quarter-end account closings, Bank reconciliation Statement, General Ledger (GL) checks, and debtor/creditor aging analysis, Cut off testing, Vouching and verification.
- Journal Entries and Adjustments: Proficiently managed journal entries, adjustments, and account preparation for clients, ensuring accuracy and compliance in the ERP software like Tally ERP 9 and Microsoft Dynamics AX.
Education
ACCA - Accounting And Finance
Association of Chartered Certified Accountants
United Kingdom 04.2001 -
Master's of Commerce (M.COM) - Accounting And Finance
Calcutta University
Kolkata, India 04.2001 -
CA Intermediate Group 1 - Accounting And Finance
ICAI
Kolkata, India 04.2001 -
B.COM - Accounting And Finance
Goenka College of Commerce And Business Admin.
Kolkata, India 04.2001 -
Higher Secondary - Accounting And Finance
Jagadbandhu Institution
Kolkata, India 04.2001 -
Secondary -
Jagadbandhu Institution
Kolkata, India 04.2001 -
Skills
Microsoft Office (Excel, word, Powerpoint)
Certification
UDEMY, Microsoft Excel: Basic to Advance, 2023
Timeline
UDEMY, Microsoft Excel: Basic to Advance, 2023
10-2023
University of Illinois Urbana Champaign, Investment Banking: Financial Analysis and Valuation, 2023
03-2023
Senior Associate Analyst
ICRA ANALYTICS LTD
02.2023 - Current
Audit Assistant
Ray & Ray
03.2022 - 02.2023
ACCA - Accounting And Finance
Association of Chartered Certified Accountants
04.2001 -
Master's of Commerce (M.COM) - Accounting And Finance
Calcutta University
04.2001 -
CA Intermediate Group 1 - Accounting And Finance
ICAI
04.2001 -
B.COM - Accounting And Finance
Goenka College of Commerce And Business Admin.
04.2001 -
Higher Secondary - Accounting And Finance
Jagadbandhu Institution
04.2001 -
Secondary -
Jagadbandhu Institution
04.2001 -
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