Subham Kumar
New Delhi
Summary
I am a proactive, goal-oriented, and self-motivated individual looking forward to working in a challenging and dynamic environment and contributing to my best ability in terms of growth and value addition to the organization and further to myself as a professional.
Overview
4
4
years of professional experience
Work History
Senior Risk Analyst
PayU
Gurgaon
05.2022 - Current
- Developed risk assessment models by synthesizing internal intelligence with market data to strengthen fraud detection.
- Centralized case management for cross-functional investigations to unify data streams and expedite resolution.
- Refined transaction monitoring parameters through historical fraud pattern analysis and compliance collaboration.
- Evaluated transaction anomaly trends using advanced data analytics to optimize fraud risk controls.
- Enhanced prevention processes by integrating machine learning insights into high-volume payment monitoring.
- Automated monitoring initiatives and developed MIS dashboards to improve efficiency and reduce manual intervention.
- Managed end-to-end AML/KYC due diligence for diverse client portfolios to ensure regulatory compliance.
- Screened prospective clients against PEP and sanction lists to mitigate onboarding risks.
- Filed Suspicious Transaction Reports (STRs) and maintained documentation for internal and regulatory audits.
- Collaborated with NPCI and bank partners to resolve fraud queries and share investigative outcomes.
Education
MBA - Business Analytics
GD Goenka University
01.2022
BBA - undefined
Maharshi DayanandUniversity
01.2018
Skills
- SQL
- AML
- Advanced Excel
- Leadership Skills
Accomplishments
Awards & Achievements
- Ace Individual Award – 2025
- Extra Mile Award – 2025
- Thank You Award – 2024 & 2025
Timeline
Senior Risk Analyst
PayU
05.2022 - Current
BBA - undefined
Maharshi DayanandUniversity
MBA - Business Analytics
GD Goenka University