Subramanyam Bina
Hyderabad
Summary
Deputy Manager & Compliance Professional with 5+ years in BFSI, specializing in AML/KYC compliance, risk assessment, and regulatory reporting. Experienced in CDD, EDD, sanctions screening, PEP checks, and transaction monitoring, ensuring adherence to PMLA and RBI guidelines. Proven track record of mitigating financial risks and maintaining 100% regulatory compliance for high-value accounts.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Deputy Manager - KYC/AML Compliance
KOTAK MAHINDRA BANK
11.2022 - Current
- Managed onboarding of 200+ HNW & corporate clients with 100% compliance to RBI & internal guidelines.
- Conducted risk-based account reviews and remediated high-risk discrepancies, mitigating compliance lapses by 15%.
- Reported suspicious transactions (STRs) and coordinated with Central Compliance for AML investigations.
- Performed PEP, sanction, and adverse media screening using World-Check and AML monitoring tools.
Relationship Manager - Compliance Verification
CANARA HSBC LIFE INSURANCE
03.2022 - 11.2022
- Verified customer identity & financial history for high-value policies, ensuring AML compliance.
- Conducted Source of Funds validations, reducing onboarding risk and errors.
Senior Relationship Manager - Risk Monitoring
BAJAJ ALLIANZ LIFE
11.2019 - 01.2021
- Monitored premium payments for suspicious activities such as structured payments (smurfing).
- Coordinated with compliance teams to report irregularities in line with AML guidelines.
Relationship Manager - KYC/AML Verification
ADITYA BIRLA CAPITAL
02.2019 - 11.2019
- Performed thorough KYC/AML checks for diverse investment portfolios.
- Ensured documentation compliance during account opening and investment processing.
Education
MBA - Computer Engineering
Sk University
Anantapur, India05-2017
Bachelor of Science - Computer Engineering
ZPH SCHOOL
INDIA04-2018
Skills
- AML/KYC Compliance Customer Due Diligence (CDD) Enhanced Due Diligence (EDD)
- Sanctions & PEP Screening Adverse Media Checks Risk Assessment
- Transaction Monitoring Suspicious Activity Reporting (SAR/STR) Source of Funds Verification
- Tools: Finacle World-Check AML Monitoring Software MS Excel (Advanced)
Certification
- Certified Anti-Money Laundering Specialist (CAMS)
- AML/KYC Compliance Training ([Platform/Institute if completed])
Languages
English
Hindi
Telugu
Timeline
Deputy Manager - KYC/AML Compliance
KOTAK MAHINDRA BANK
11.2022 - Current
Relationship Manager - Compliance Verification
CANARA HSBC LIFE INSURANCE
03.2022 - 11.2022
Senior Relationship Manager - Risk Monitoring
BAJAJ ALLIANZ LIFE
11.2019 - 01.2021
Relationship Manager - KYC/AML Verification
ADITYA BIRLA CAPITAL
02.2019 - 11.2019
MBA - Computer Engineering
Sk University
Bachelor of Science - Computer Engineering
ZPH SCHOOL