SUBRAMANYAM GUNASANI
Summary
Results-driven Banking Professional with extensive experience in Banking Operations. Achieved significant contributions through strong organizational skills, problem-solving abilities, and expertise in Wholesale Banking products and services. Focused on enhancing operational efficiency and fostering collaborative team environments.
Overview
12
12
years of professional experience
6
6
years of post-secondary education
Work History
Branch Operations Manager
KOTAK MAHINDRA BANK LTD
Srikalahasti
01.2025 - Current
- Develop, implement, and maintain quality assurance protocols with senior management.
- Streamlined processes and procedures to enhance staff capacity and improve overall performance.
- Ensure that operational activities remain on time and within TAT.
- Oversee accounts payable and accounts receivable departments.
- Led and supported a large team in a time-sensitive environment, focusing on career development for direct reports and effective problem resolution.
- Manage data collection for the updating of metrics to achieve productivity targets, reduce cost per unit, eliminate errors, and deliver excellent customer service.
- Collaborated with cross-functional teams to enhance proprietary tools and systems.
- Work closely with legal and safety departments to ensure that activities remain compliant.
- Oversee materials and inventory.
- Reviewed budgets and reported financial plans to upper management.
- Managed cash flow according to branch CRL limits.
- Managed keys as operations manager and custodian to maintain security.
- Provided customer service within TAT, ensuring fair treatment for all customers.
- Executed audit controls in compliance with defined procedures.
Gold Loan Authorizer
HDFC BANK LTD
Sattenapalle
03.2021 - 12.2025
- Gold Loan Disbursement. Personal Loans, Business Loan, Two Wheeler Loan and SHG Loan Processing.
- Developed strategies for sourcing personal loans and jewel loans, focusing on branch displays and lead generation.
- Facilitated secure processing of RTGS, NEFT, and transfer cheques.
- Handled outward cheque presentations, return markings, and fund releases.
- Oversaw audit procedures, maintaining strict adherence to established processes.
- Generated leads for personal loans and jewel loans through targeted activities and branch promotions.
- Ensured strict compliance with audit procedures to maintain operational integrity.
- Managing the team in terms of working nature and motivating to achieve goals.
Remittance Officer
INDUSIND BANK LTD
Anantapur
03.2019 - 03.2021
- Handling of cheque receipts and payments and ensuring transactions are carried out within prescribed TAT without errors.
- Closed mortgage loans by effectively generating leads and convincing customers during consultations.
- Generated personal and business loan leads at branch locations and through promotional displays.
- Tracked large amount movements and submitted reports per the reporting schedule.
- Reporting of suspense accounts, deferred accounts, account payable/receivable, reconciliation and maintenance of suspense account register.
- Monitoring large amount movements and reporting them as per the reporting schedule.
- Sourced personal and jewel loans in assigned locations, branch displays, and lead-generating activities while achieving branch targets and various cross-sells.
- Maintaining control over audit procedures to ensure compliance with controls.
- Generated leads and closed mortgage loans, including home loans, through effective customer engagement.
Junior Officer
ADFC PVT LTD / HDB Financial Services Pvt Ltd
07.2014 - 01.2019
- Executed banking back-end operations to support transaction processing and account management.
- Supported operations of HDFC Bank subsidiary.
- Completed day-to-day duties accurately and efficiently.
- Contributed innovative ideas and solutions to enhance team performance and outcomes.
- Worked successfully with a diverse group of coworkers to accomplish goals and address issues related to our products and services.
Education
M B A -
Osmania university
Hyderabad 09.2007 - 03.2009
B Com - Computors
Sri Sai Degree College
Railway Kodur, India 08.2004 - 04.2007
Intermediate -
Sri Vasistah Junior college
Railway Kodur 06.2002 - 03.2003
10th Standard -
Bharath High SCHOOL
Railway Kodur 06.2001 - 03.2002
Skills
Banking operations
- Operational compliance
- Financial management
- Process improvement
- Quality assurance
Disclaimer
I hereby declare that the above mentioned particulars are true to the best of My knowledge and belief.
Languages
- Hindi
- Telugu
- English
- Hindi
- Telugu
Personal Information
- Father's Name: G RAMANAIAH
- Date of Birth: 03/05/87
- Marital Status: Married
Languages
Telugu
First Language
English
Upper Intermediate
B2
Hindi
Intermediate
B1
Timeline
Branch Operations Manager
KOTAK MAHINDRA BANK LTD
01.2025 - Current
Gold Loan Authorizer
HDFC BANK LTD
03.2021 - 12.2025
Remittance Officer
INDUSIND BANK LTD
03.2019 - 03.2021
Junior Officer
ADFC PVT LTD / HDB Financial Services Pvt Ltd
07.2014 - 01.2019
M B A -
Osmania university
09.2007 - 03.2009
B Com - Computors
Sri Sai Degree College
08.2004 - 04.2007
Intermediate -
Sri Vasistah Junior college
06.2002 - 03.2003
10th Standard -
Bharath High SCHOOL
06.2001 - 03.2002