Suchita Tejas Waghulade
Pune
Summary
Credit risk data professional with 8 years of experience in risk measurement, reporting, and data quality. Skilled in fixed income, derivatives, and alternative investments, with expertise in data validation, reconciliation, and analytics to enhance risk model accuracy. Proven cross-functional collaborator; seeking a growth-focused role to contribute to and expand technical and domain expertise.
Overview
9
9
years of professional experience
Work History
Associate Consultant
KPMG Global Services
Pune
09.2024 - Current
- Validated client alternative investment models on a monthly and quarterly basis.
- Performed roll forwards to ensure accuracy in financial reporting.
- Coordinate with various stakeholders to maintain & update the application, aligning with operational needs and technological advancement
Credit Risk Analyst
Credit Suisse
Pune
03.2022 - 04.2024
- Company Overview: Credit Risk Data Management
- Key responsibilities include computation of Counterparty Credit Risk (CCR) exposure and Exposure at Default (EAD) at a portfolio level across various business lines, primarily SFT (Secured financial transaction) cleared derivatives & ETFO
- Validation of stressed portfolio values for different scenarios such as Interest rate, equity, currency and commodity
- Analysis of stressed MTM movement as per scenario definition, this includes verification of shocks for different asset class using their sensitivities for products such as OTC derivatives, ETFO, cleared derivatives
- Responsible to check portfolio movement, including MTM and PE move from Base to scenario and period over period for SRWA as per FINMA and PRA regulatory requirement
- Coordinated with IT and Business to understand their requirements and provide the reports within the specific deadline
- Credit Risk Data Management
Analyst
Deutsche Bank
Pune
04.2018 - 03.2022
- Company Overview: Group Finance - Credit Risk Data Operations
- Process is responsible for static data management, trade exposure mapping, credit risk analysis, portfolio reporting, credit risk recon of front to back process flow Credit exposure monitoring & mapping against credit limits
- Involved in investigation and reconciliation of breaks involving communication with CRM, other operations, IT
- Making sure that all trades are tagged to correct credit limit given by CRM based on exposure utilization
- Mapping unassigned derivatives trades as per static details and create various portfolios & reconcile credit limits with various upstream and downstream systems
- Analysis and clearing of excess tickets & Investigation and validation of trade exposures
- Group Finance - Credit Risk Data Operations
Finreg Analyst
Mphasis Limited
07.2017 - 02.2018
- Company Overview: Governance risk Compliance
- Work on identifying process gap and auditing of documents
- KYC, Screening and Due diligence
- Regulatory reporting and credit review
- Ensure that all CRM have completed mandatory training (Continuous education)
- Governance risk Compliance
Executive Trainee
CRISIL Limited
07.2016 - 05.2017
- Company Overview: Small medium enterprise (SME)
- Interact with the promoter and key management personnel to understand their business and industry scenario
- Evaluating the company's financial risk profile and creditworthiness of SME's based on financial statement analysis, which includes P & L, balance sheet, fund flow and ratio analysis
- Prepare credit rating/evaluating reports, based on management discussion, financials and business risk analysis
- Rating undertaken- CRISIL SME Ratings, NSIC Ratings and Due Diligence and Project Rating
- Small medium enterprise (SME)
Education
MBA - Finance
Dnyansagar Institute of Management and Research (DIMR)
Pune01.2016
Bachelor of Commerce - Accounts
Gokhale Education Society
Nashik, Maharashtra01.2014
Skills
- Credit risk management
- Credit exposure monitoring
- Stress testing and scenario analysis
- Data collection and analysis
- Report writing
- Stakeholder management
- Data validation
- Risk assessment
- Regulatory compliance
- Data reconciliation
- Team collaboration
- MySQL
Accomplishments
- Recognized with the Rising Star Award within 6 months of joining Credit Suisse for outstanding early contributions
- Analyzed E-commerce sales data with interactive dashboard using Power BI & Data analysis expressions.
Websites
Timeline
Associate Consultant
KPMG Global Services
09.2024 - Current
Credit Risk Analyst
Credit Suisse
03.2022 - 04.2024
Analyst
Deutsche Bank
04.2018 - 03.2022
Finreg Analyst
Mphasis Limited
07.2017 - 02.2018
Executive Trainee
CRISIL Limited
07.2016 - 05.2017
MBA - Finance
Dnyansagar Institute of Management and Research (DIMR)
Bachelor of Commerce - Accounts
Gokhale Education Society