Suchitha Sugasi
Mokotów
Summary
Dynamic professional eager to contribute to an innovative organization that values growth and collaboration. Prior Experience and in-depth knowledge in international AML compliance related issues. Ensure all KYC records are compliant with regulator standards. Understanding of KYC typologies and completion of all CDD. Presentation of accurate KYC reports and knowledge of BSA/ AML regulatory policies. Posses extensive project management skills.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Transaction Processing Analyst
Microbial Minning Biotech PVT LTD
Bangalore
02.2021 - 08.2023
- Processed daily transactions and maintained accurate records in compliance with company standards.
- Communicated with clients to clarify transaction details and address inquiries promptly.
- Entered data into the computer system accurately and efficiently.
- Processed payments and deposits in a timely manner.
- Maintained confidentiality of customer information at all times.
- Reviewed and analyzed customer accounts to ensure accuracy of transactions.
- Received and recorded cash, checks and transfers.
Senior Analyst
Goldman Sachs
Bangalore
05.2015 - 03.2018
- Associated with PWM (Private wealth management) under Investment Management Division (IMD). Handled different projects and remediation's as part of business operations. Responsible for performing CIP, KYC and AML functions.
- FATCA (USA) Project – Foreign Account Tax Compliance Act is regulatory requirement to file yearly report on their non- US financial accounts to the financial crimes enforcement network (FINCEN). The remediation involves searching for records indicating US person status and their identities to the department of treasury.
- Performs initial and ongoing EDD reviews of high and medium rich clients.
- Ensures line of business is in compliance with applicable laws, rules, regulations and corporate policies related to EDD.
- Periodic follow-up on regulatory changes, discuss and escalate with compliance complex issues.
- Ensuring that the project deliverables fulfill the agreed business requirements.
- Interfacing with small teams of analysts, coordinate procedures and training and communications and engage in change control management.
- Involved in documentation of changes that take place as and when required.
- Strategic data Architecture – To identify the source of wealth of individuals as part of regulatory requirement.
- Identification of directors and controlled principles of an entity that includes all the high-net-worth clients (Trusts, LLC, PIV'S, Endowments, Joint).
- Break analysis report of brokerage accounts, primary account and joint accounts.
- CIP and Mortgage – CIP (Client identification programmer) of high-net-worth clients that goes under rolling-review process every year as it is a compliance and regulatory requirement.
- Worked on mortgage – processing the loans for individuals and entities like trusts by doing KYC.
- Documents are provided by clients and uploaded by PHH (private households) and required to do the due diligence of the same by determining their source of wealth and nationality (US or NON-US clients).
- Conducts analysis of daily/monthly metrics to track performance of individual team members over time to evaluate performance and learning.
- Having hands-on experience on financial applications like Lexis Nexis, World Check (WC)
- Goldman Sachs primarily deals with high-net-worth individuals and corporate entity clients.
Analyst
ANZ
Bangalore
03.2014 - 04.2015
- Associated with wealth operations department, gained knowledge in employee-based products (Smart choice, Integra, Corp Super) and retail products (One answer portfolio, one answer switches, one answer maintenance).
- Processing contributions – check if funds are received through investor maintenance screen. To check the mode of payment EFT, check & B-pay (direct debit or direct mode of payment).
- Maintenance –updating of client details like address updating, status of a/c, investment options, and payment history.
- Consolidation – Cross skilled in consolidation work which involves money rolled out from legacy products to smart choice employee product.
- E- Rollover of process funds that come from other MNC super fund a/c and rollover out.
- Loading of LOA's (letter of authority), POA (Power of attorney) and nominated beneficiaries.
- APS (Advisory payment services) – Currently working with new transition team known as APS which involves changing advisers of clients or removal of advisers.
- Bulk transfer and bulk uploads, setup of new adviser (through originations).
- Partial transfer of premium clients.
- Report generation – FUM report (Funds under management) and client listing.
- Follow up emails sent to clients and handling clients/adviser related queries.
- Our esteem clients include Common-wealth Bank, Westpac, Millennium 3, AMP, Interpret etc.
- Handling of calibration calls onshore.
- Preparation and maintenance of QC report.
- Possess good client support communication skills for example handling adviser related queries and On-shore queries.
- Providing training and support to new folks (transferring product knowledge and process related to application navigation).
- Hands on experience on applications like CITRIX, WINSAS, COMPOSER, DMS (Dealer Management System), GATEKEEPER.
- The Australia and New Zealand Banking Group Limited, commonly called ANZ, is the third largest bank by market capitalization in Australia.
Accounts Executive
Chartered Accountant firm
Bangalore
01.2013 - 02.2014
- Day to day book-keeping.
- Daily cash management and maintenance of report for the same (petty cash).
- Handling Bank reconciliation statement.
- Purchase and sales entries.
- Preparing monthly and quarterly financial statements.
- Implementing financial goals as directed by the head.
- Reviewed policies and procedures advised senior management on the effectiveness of internal controls and provided actionable recommendations for improvement.
- Perform due diligence reviews.
- Sound knowledge of taxes (TDS, Service tax, VAT, Professional tax).
Process Associate
Fidelity Investments
Bangalore
10.2011 - 12.2012
- I have been associated with DC (Define Contributions) under which I was in money out team(withdrawals).
- Initially was into Loan approvals (transaction process) – Processing of loans with reference to the application sent by customers (home loan, general loan, hardship loan).
- Removal of loans from delinquency and dealing with default loans.
- Amortization of loans (rescheduling of loan installment payments and interest rates).
- Cross trained in a sub process known as FEES (FPRS screen), where in checking if enough funds are available in disc and processing as per client requirement.
- Money movement from one plan to another plan (Rollover in and Rollover out).
- Providing training to the newly joined folks and quality checking of processed transactions.
- AS-OF reporting (loss filing).
- Handling customer queries with reference to any rejection in the approval of loan process and missing documents of the same.
- Communicating with the team on regular basis on current issues and the problems that must be paid attention to.
- Manage month end closing process including preparation and presentation of financial results to management team.
- Extensive usage of excel for preparation of reports and analysis.
- Fidelity investments is an American multinational company. It is one of the largest mutual fund and financial services groups in the world.
Education
Master of Arts - Finance And Accounts
MS. RAMAIAH COLLEGE OF ARTS, SCIENCE AND COMMERCE
Banaglore01.2011
High School Diploma -
VIDYA MANDIR IND.PU COLLEGE
Bangalore01.2008
High School Diploma -
CBSE, KV. IISC
Bangalore01.2006
Skills
- MS Office tools
- Citrix
- WINSAS
- COMPOSER
- DMS (Dealer Management System)
- GATEKEEPER
- Lexis Nexis
- World Check (WC)
Languages
English, C1
Awards
- Have won ZD (zero defect) award for highest processor of the month and team award.
- Appraisal and recognition for quality of work and punctuality.
Self Evaluation
- Excellent in communication skill
- Good team player and quick learner
- Accountability and responsibility
- Good at gathering, assessing and synthesizing information in a presentable format
- Multi-tasking and ability to meet multiple deadlines
Personal Information
- Date of Birth: 12/21/90
- Marital Status: Married
Certification
GO-AKS - KYC specialist - 2B9F4C6024
Timeline
Transaction Processing Analyst
Microbial Minning Biotech PVT LTD
02.2021 - 08.2023
Senior Analyst
Goldman Sachs
05.2015 - 03.2018
Analyst
ANZ
03.2014 - 04.2015
Accounts Executive
Chartered Accountant firm
01.2013 - 02.2014
Process Associate
Fidelity Investments
10.2011 - 12.2012
Master of Arts - Finance And Accounts
MS. RAMAIAH COLLEGE OF ARTS, SCIENCE AND COMMERCE
High School Diploma -
VIDYA MANDIR IND.PU COLLEGE
High School Diploma -
CBSE, KV. IISC