Sudhamoy Das

Property and Casualty (Audits)

• Calculating the final audit premium of the insured after the policy expires or is canceled.
• Finding the reason behind the change in the estimated premium and the final audit premium.
• After computing the final audit premium, returning the additional premium, or return premium to the insurance company or insured, respectively.
• Disputing the audit, in case any discrepancy is found.
• Contacting the client to comply with the audit or raise any concerns.
• Adding missing states to the policy.
• Releasing and collecting payments on behalf of the client and the insurance company.
• Maintaining client data for various insurance companies.
• Releasing payroll and tax reports on behalf of the client to the insurance company.
• Resolving the payment inquiry or issues by the client and the insurance company.

Health & Benefits (Implementation)

• Implementing policies after the policy is sold by the sales team.
• Verifying the premium of the insured and the commission of the sales team.
• Worked as a mediator between the insured and the insurance company.
• Renewing and rewriting policies as per the insured documents.
• Processing upside and endorsement requests during the policy period.
• Helping the sales team in getting the correct documents, and binding the policies.

• Investigated potentially fraudulent claims with focus on thoroughness, quality, and cost control.
• Gathered and documented evidence to support court proceedings.
• Maintained up-to-date records of all survey assignments completed.
• Drafted statement of loss to summarize damages, payments and underlying policy coverage.
• Assessed damage caused by natural disasters such as floods, earthquakes. and determined appropriate compensation amounts payable by insurers.
• Managed caseload effectively, prioritizing urgent or high-value claims for prompt attention.
• Investigated properties, classified damages and created estimates outlining repair costs.
• Negotiated and settled claims according to information presented through reports, research, and data verification.