Hi, I’m
Sudhanshu Chhabra
Mumbai
Summary
Management graduate with over 19 years of experience in retail banking. Proven track record and expertise in retail loans/advances and retail liabilities wherein I have handled different stages right from customer acquisition, onboarding, servicing, crossell of loans, recovery of bad debts and revenue generation.
Overview
19
years of professional experience
Work History
Axis Bank ltdMumbai
Regional Sales Manager LAP
11.2023 - Current
Job overview
- Driving LAP business through branches as well as DSA
- Analyzed regional sales performance data to develop actionable insights.
- Identified opportunities for cross-selling and up-selling within existing customer base.
- Resolved customer inquiries promptly as well as escalated issues when necessary.
Axis Bank LtdMumbai
Circle Head- Branch Asset Desk
10.2021 - 10.2023
Job overview
- Driving Retail Asset business across 80 branches comprising of 6 Clusters including HL, LAP, WC, AL, PL, BL, LAS, EL and CVCE
- Training, motivating and monitoring team of 47 ADMs and 4 Cluster Managers
- Coordinating with Cluster Heads and Branch Heads for driving Asset business
- Coordinating with Salary Area Heads for driving Retail Asset business in corporates by executing presentation on our product offering
- Channelizing business growth by introducing campaign through product team
- Handling customer escalations, if any pertaining to Retail Asset product with Senior Management
Axis Bank LtdJhansi
Branch Manager
04.2017 - 09.2021
Job overview
- Responsible for achieving assigned branch targets simultaneously abiding by regulatory guidelines.
- Setting new benchmark in customer service.
- Strive for branch profitability.
- Focusing on resource productivity.
- Liasoning with government departments for project based acquisition.
- Responsible for increasing Market Share.
Yes Bank LtdJhansi
Branch Manager
12.2014 - 03.2017
ICICI Bank ltdJhansi
DBM at Jhansi Cluster Branch
05.2014 - 11.2014
ICICI Bank ltd Jhansi
Branch Manager
04.2013 - 05.2014
ICICI Bank ltd Jhansi
Branch Sales Manager
12.2011 - 03.2013
ICICI Bank ltd Kanpur
Debt Manager Kanpur
04.2009 - 11.2011
ICICI Bank ltd
Asset Desk Manager- Allahabad, Kanpur and New Delhi
03.2005 - 03.2009
Education
Indira Institute of ManagementPune
MBA from Finance
03-2005
University Overview
Percentage: 68%
Guru Harkishan Degree college, Bundelkhand UniversityJhansi
from Finance
03-2002
University Overview
Percentage: 60.4%
B.H.E.L. Shiksha NiketanJhansi
H.Sc. from Commerce
03-1999
University Overview
Percentage: 78.4%
Christ The King CollegeJhansi
SSc.
03-1997
University Overview
Percentage: 63.67%
Skills
- Sales Management
- Strategic planning and execution
- Team motivation
- Analytical ability
- Effective communication
Accomplishments
- Contributed highest individual business in entire UP and Uttranchal Region for Personal Loan.
- Crossed the mark of 1Cr (Per month) in PL 5 times in a row
- Featured in top 5 pan INDIA for PL booking on credit cards
- Handled 2 DST's with over 80 executives
- Got selected as a member of Talent Pool in Apr 08
- Reduced bank’s costing by self sourcing excluding channel
- Set ever highest bench mark in terms of cash collection for Kanpur
- Secured audit rating of A+ month on month in terms of vendor management
- Contributed individually to bank’s collection thereby reducing the cost
- IRDA and AMFI certified
- Booked CASA growth of 88% for Babina Branch
- Bagged 3 promotions in 9 appraisal
- Recorded book growth of 37Cr in less than 2 Year at Yes Bank
- Made branch YTD profitable
- Booked YOY incremental casa book growth of 53% in FY 2017-18
- Empowered staff to move ahead and take up next role in career
- Rewarded by RBBH twice for qualifying campaign
- Booked YOY asset growth of 43% in Mumbai region
Summertrainingdetails
Thomas Cook India Ltd, 8 Weeks, FOREX Operations at Thomas Cook, Dealt with purchase and sale of FOREX
Personal Information
- Father's Name: Mr. Anil Chhabra
- Date of Birth: 12/17/1981
- Marital Status: Married
Languages
English
First Language
Hindi
Proficient
C2
Timeline
Regional Sales Manager LAP
Axis Bank ltd
11.2023 - Current
Circle Head- Branch Asset Desk
Axis Bank Ltd
10.2021 - 10.2023
Branch Manager
Axis Bank Ltd
04.2017 - 09.2021
Branch Manager
Yes Bank Ltd
12.2014 - 03.2017
DBM at Jhansi Cluster Branch
ICICI Bank ltd
05.2014 - 11.2014
Branch Manager
ICICI Bank ltd
04.2013 - 05.2014
Branch Sales Manager
ICICI Bank ltd
12.2011 - 03.2013
Debt Manager Kanpur
ICICI Bank ltd
04.2009 - 11.2011
Asset Desk Manager- Allahabad, Kanpur and New Delhi
ICICI Bank ltd
03.2005 - 03.2009
Indira Institute of Management
MBA from Finance
Guru Harkishan Degree college, Bundelkhand University
from Finance
B.H.E.L. Shiksha Niketan
H.Sc. from Commerce
Christ The King College
SSc.
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