Sujitha Anun Viyakuli
Chennai,Tamil Nadu
Summary
AML-KYC certified professional from IIBF and CALM from NSIM with 9+ Years of experience in the field of Anti-Money Laundering - Customer Due Diligence (CDD) and Loan Operations.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Senior Executive
Citicorp Services
Singapore
07.2019 - 04.2022
- Joined Singapore Loan Operations in July 2019 and have been capable of learning most of the concepts
- Operational support for credit line set up/maintenance, Loan Transaction processing and Collateral Management for Citibank Singapore GCB/IPB Clients
- Gained Knowledge about credit line set up, Availment, Maintenance, Cancellation, Renewal, Drawdowns, Loan Interest servicing, Loan renewal, Currency switch, Loan partial Repayment, Collateral maintenance, Citi Currency Trading account opening and maintenance, cancellation, Overdraft account maintenance.
- Systems used include Eclipse, RC+, CLMS (Collateral Limit Management System), Marginman, Advance Loan System (ALS)
- Timely processing of transactions of high priority
- Have been a key player in processing complex transactions
- Knowledge on how to execute bulk rollovers and switches on macro
- Knowledge on Day2 QA of all the transaction types
- Adherence to all the policies and new changes and process updates as per Business requirements
- This team requires us to liaise with IPB/GCB Sales Managers, RM’s, Business Managers and Managing Directors, Risk Management Unit, FEO, Product team
- Large volumes are handled as part of Singapore Loan operations on a day-day basis
- Knowledge on manual financial entries as this is a Core Financial Unit
Executive in AML-KYC
Citicorp Services
05.2015 - 07.2019
- Performed KYC Research from public sources & vendor Sources (DNB, One Source, Lexis Nexis, World Check, Graydon, KVK, etc..) as per KYC Regulations.
- Extensive Due Diligence investigations using public and private database in accordance with AML standard to assist business units and prevent operational and reputational risks.
- Enhanced Due Diligence research in attempts to find derogatory/background information used to aid client advisors’ decisions in initiating, maintaining or closing business relationships.
- Promoted as a SME within a short time span as bI was highly competent and consistently produced 100% quality checks.
- Performed management activities along with playing the role of SME.
- Provided quality inputs to the policy to reduce errors.
- Verified all aspects of Client Identification program(CIP) and necessary account opening documents are provided in accordance with KYC procedures.
- Ensured final reports are comprehensive, compliant and suitable for use in the client on-boarding decision-making processes.
- Helped in test functionality of new due diligence software/databases by identifying areas of improvement.
- Opportunity to work at client location in on-boarding new client, extending business relationships for new product request and worked on huge volume of KYC remediation cases.
- Conducted Audit/Quality check on regulated and listed entities to establish compliance with the KYC norms.
Analyst
RBS Services India Private Limited
05.2013 - 05.2015
- Worked as an Analyst in the CDD process for On-boarding, Event driven reviews and Periodic reviews for Wealth division involving HNIs & Corporate customers
- Gathering data from numerous internal and external sources in order to extract key information and validate client’s identity and reputation in order that they meet KYC checks.
- Analyze various corporate documents (Partnership Agreement, Certificate of Incorporation, Corporate Resolution, Trading Authorization, etc.)
- Identifying the UBO for the corporate entities
- Collecting client information from approved sources of different countries & review client documents and ensures conformity to KYC and AML standards
- Conducting Risk Assessment of the client files to ensure all required KYC documents and/or information has been obtained in accordance with the Bank’s Policy and as per policy of the Local Jurisdiction
- Proficient in applying Simplified & Enhanced Due Diligence on new and existing corporate clients and ensure that their documentation is kept up-to-date
- Familiar with usage of applications like World Check, Factiva, Lexis Nexis, OneSource, OCC, D&B and other internet related searches
- To liaise with front end (Relationship Managers) for information and clarification
- Liaising with Compliance team to get advice for required level of due diligence
- Identifying staff training requirements, assisting in the training and development of staff
- Involved in Preparing of MI’s for regular calls and provide update to Senior Managements
- Prepared recommendations to relationship manager on the required KYC screening on new clients by documenting and corroborating the information obtained on the client as required by the KYC Procedures utilizing a variety of independent research sources
- Communicate effectively with the business units regarding requirement of KYC documentation and clarification of structure and content of the request
- Proficient in developing and ensuring stakeholders’ satisfaction by maintaining the TAT (Turnaround Time) for delivery & service quality norms
Education
MBA - undefined
St. Mary's School of Management Studies
01.2013
B.Sc - undefined
Asram College
01.2010
HSC - undefined
Nalanda Junior College
01.2006
SSC - undefined
St.John's Hr Sec School
01.2004
Skills
- Good English writing skills
- Strong communication
- MS Office Skills
- Excel
- Word
- Power point
- Share point
- Team Player
- Self-motivated
- Willingness to learn
- Quick learner
Certification
- AML-KYC exam, IIBF (Indian Institute of Banking & Finance), 2025-12-01
- Skill Assessment level 1, RBS Business Services Ltd, 2025-12-01
- Certified Antimoney Laundering Manager (CALM), NSIM, 2025-12-01
Languages
English
Tamil
Telugu
Hindi
Awards
- Silver Ovation, Awarded as one of the Team members for implementing strategy to do the second level of KYC documentation and to complete the project on time in RBS.
- Performer of the month, 2015-11-01, Awarded Performer of the month for November 2015 at Citicorp Services India Pvt Ltd.
- Individual Bronze Ovation, 2020-04-01, Awarded Individual Bronze Ovation for Working as a Partner.
Personal Information
- Father's Name: D. Arockiaraj
- Mother's Name: A.Kulandai Therasa
- Gender: Female
- Marital Status: Married
Disclaimer
2025-08-02, Chennai, I hereby declare that all the details furnished is true to the best of my knowledge and belief.
Timeline
Senior Executive
Citicorp Services
07.2019 - 04.2022
Executive in AML-KYC
Citicorp Services
05.2015 - 07.2019
Analyst
RBS Services India Private Limited
05.2013 - 05.2015
MBA - undefined
St. Mary's School of Management Studies
B.Sc - undefined
Asram College
HSC - undefined
Nalanda Junior College
SSC - undefined
St.John's Hr Sec School