Sumit Agarwal
Summary
Senior Manager at Kotak Mahindra Bank with extensive experience in structuring high‑value infrastructure transactions and managing diversified portfolios. Proven track record of taking full ownership of complex deals, driving execution under tight deadlines and consistently exceeding organizational expectations. Strong expertise in financial analysis, credit assessment and risk management with a disciplined approach to regulatory compliance. Trusted relationship builder and leader who mentors teams, strengthens client partnerships and delivers measurable improvements in portfolio performance.
Core strengths: Deal structuring & project finance; Portfolio management & performance optimization; Risk management & credit analysis; Team leadership & process improvement.
Overview
6
6
years of professional experience
Work History
Senior Manager
Kotak Mahindra Bank
02.2025 - Current
- Executed structuring and processing of high-value deals for infrastructure projects across railways, roads, power, and renewable energy sectors to secure optimal risk-return outcomes.
- Collaborated with cross-functional internal teams to ensure timely deal closures with minimized risk exposure.
- Oversaw a portfolio of high-value infrastructure accounts ensuring strict covenant compliance and proactive risk monitoring.
- Managed cross-functional teams to streamline processes and procedures.
Solution Manager
ICICI BANK
07.2022 - 02.2025
- Developed relationships with CFOs/Treasury Heads, expanding existing portfolio to NCA Clients, consistently onboarded clients with an average value of 200 Mn.
- Meeting clients through Self Sourcing and Referral Networks, in-person meeting daily, pitching, negotiating on deal terms and closing them with Documentation.
- Managed a portfolio size of 2 Billion for over assigned 250+ Marquee Corporate Clients for Supply Chain and Structured Trade Products
- Analyzed companies while coordinating with credit, operations, legal, and compliance teams.
Manager
My Stay
05.2020 - 06.2022
- Prepared and projected reports, MIS, and datasheets to analyze deal profitability and facilitate hotel onboarding.
- Conducted account reconciliations to ensure financial accuracy.
- Led team meetings to discuss operational strategies and staff performance.
Education
PGDM -
Prin. L. N. Welingkar Institute of Management And Research
Bangalore05-2019
B.Com -
S.S. Jain Subodh College
Jaipur05-2016
Intermediate (10+2) -
Central Academy
Jaipur04-2013
High school -
Central Academy
Jaipur04-2011
Skills
- Time management
- Stakeholder management
- Effective communication
- Documentation and reporting
- Cross-functional collaboration
- Regulatory compliance
- Portfolio management
- Client relationship management
- Risk management & credit analysis
Accomplishments
- Elected as Head of Entrepreneurship Committee and actively involved in the process organizing events.
- Represented college at SIBM, ICFAI and IIMB National Fests in 'Best Manager' and 'B-Plan Competitions'.
- Initiated First Ever Management Fest for Welingkar, Bengaluru and got early success when organized Confluence.
- Elected as a Single point of contact for BD Start Inc. a startup event, where managed the whole event flow.
Extracurricular Activities
An Avid Reader and a Dance Enthusiast. Actively Involved in Storytelling and Public Speaking (Toastmasters). Attended Various Seminars on Fintech and Entrepreneurship Building. Active Volunteer for 'Art of Living' and Social Initiative Club 'Parivartan'.
Timeline
Senior Manager
Kotak Mahindra Bank
02.2025 - Current
Solution Manager
ICICI BANK
07.2022 - 02.2025
Manager
My Stay
05.2020 - 06.2022
PGDM -
Prin. L. N. Welingkar Institute of Management And Research
B.Com -
S.S. Jain Subodh College
Intermediate (10+2) -
Central Academy
High school -
Central Academy