Sunay G
Bengaluru
Summary
Detail-oriented AML, KYC, and Transaction Monitoring professional with expertise in financial crime risk management. Skilled in risk-based alert reviews, ML/TF detection, and KYC remediation, alongside PEP/sanctions screening and Enhanced Due Diligence. Experienced in conducting quality reviews, drafting investigative narratives, and collaborating with stakeholders to support regulatory compliance. Proven ability in team management and driving performance within high-volume compliance operations.
Overview
7
7
years of professional experience
Work History
Business Analyst
Genpact
Bengaluru
02.2024 - Current
- Teaching staff how to use transaction monitoring systems effectively to detect suspicious activity.
- Training on the configuration, threshold setting, and interpretation of alerts generated by monitoring tools.
- Training on how to assess risk levels for different transactions and customers.
- Trained staff on escalation process for cases requiring further investigation or regulatory reporting to enhance compliance.
- Keeping teams updated on evolving financial crime trends, new regulatory changes, and best practices.
- Offering refresher courses, simulations, and assessments to reinforce knowledge and skills.
- Providing training on communication and collaboration with other teams (e.g., legal, compliance, audit).
- Enhancing critical thinking and judgment skills to improve decision-making in ambiguous situations.
- Monitoring the effectiveness of training programs and ensuring compliance with regulatory standards.
- Working in Transaction Monitoring process for one of the leading organizations.
- Performed risk-based reviews on transaction monitoring cases, analyzed trends, and mitigated ML/TF risks through detailed narratives.
- Responsible for reviewing transactions to identify any Money Laundering or Terrorist Financing cautionary flags and rapidly dispositioning them along with escalating cases which require further review by the next level.
- Working on L2 part of SAR filing in NCA portal.
- Review AML alerts, raise RFI’s if required and escalate if suspicious.
- Performing RFI QC checks and handling RFI department for the project.
- Conducted QC reviews of case files, tracking logs, various low, medium and high risk customers as part of remediation.
- Monitoring of clients for negative news that could pose an AML or reputational risk to the firm, sanctions.
- Responsible for writing the narrations for the main and associated accounts with a detailed summary for the further action.
- Investigated client accounts in specific geographic locations to identify potential suspicious behavior and inform risk assessments.
- Ensure to complete the EOD activities and prepare EOD checks.
- Request MLRO advice to open an account if there is a confirmed PEP, SANCTION match found for the entity or related party.
- Do the required escalation for the potential SARs (Suspicious Activity Reports) on suspect transactions and review the previously issued SAR files to identify continuing unusual activity.
- Utilized applications such as Salesforce, Hummingbird, and Lexis Nexis for operations.
Sr. Subject-Matter Expert
Tech Mahindra Limited
Bengaluru
08.2022 - 12.2023
- Conducted thorough CDD (Customer Due Diligence) and EDD (Enhanced Due Diligence) investigations, preparing comprehensive risk reports.
- Evaluated client compliance with AML/KYC regulations, ensuring adherence by utilizing tools like Lexis Nexis, World Check, and Banker’s Almanac.
- Prepared and delivered MIS reports, managed case allocations, and facilitated team training sessions to enhance team knowledge and effectiveness.
- Led the onboarding process for financial institutions and private companies, ensuring strict adherence to compliance guidelines.
- Collaborated with stakeholders to streamline compliance processes, enhancing overall operational efficiency.
Associate Consultant
EY Global Delivery Services India LLP
Bengaluru
05.2021 - 08.2022
- Remediated existing customer records for major investment banking clients across multiple jurisdictions, including USA, UK, Hong Kong, Singapore, and Germany.
- Performed PEP screening, adverse media checks, and public source due diligence to maintain high compliance standards.
- Coordinated with onshore teams to ensure adherence to AML (Anti-Money Laundering) laws and industry guidelines.
- Supported the quality control (QC) process by reviewing case accuracy and provided training for new employees.
KYC Analyst
KPMG Global Services Private Limited
Bengaluru
06.2019 - 05.2021
- Remediating existing customer’s records (Bank, FI, Investment Advisor, Government, Corporate and Fund) of Investment Banking client for all global booking regions.
- ü Ensuring risk rating as per the risk rating factors, mitigating factors & compliance of customer profile with all AML laws, guidelines & written standard operating procedures.
- Performing CDD and related party due diligence based on information collected by different sources.
- Performing Screening, PEP Due Diligence and Enhanced Due Diligence on the client and related parties.
- Performing Public Source Due Diligence to obtain maximum information and document from valid authorized sources as per SOP before reaching out to client.
- To Review and check for completeness of CIP information and supporting documentation before submitting the case to CDD operations for Review and Approval.
- Verified customer documents and information from public sources and clients, ensuring compliance with regulatory standards.
- Ensuring compliance with all AML laws, regulations, guidelines & written procedures such as Client Identification Program (CIP), KYC.
- Liaised with sales and business unit for timely follow-ups with clients, ensuring all required documents were obtained and compliance issues addressed.
- Liaising and escalating issues to Onshore, Business Unit, IT or compliance team to prioritize and resolve the queries and issues on timely manner to complete cases before the deadline.
- Working as a Quality Analyst in the team & involved in training of new joiners.
- Developed and executed quality processes as QC Analyst, enhancing overall team performance and accuracy in compliance tasks.
Education
MBA - Finance
SJB Institute of Technology
Bengaluru09-2018
Skills
- AML compliance
- Transaction monitoring
- Risk assessment
- Due diligence investigation
- SAR filing
- Compliance reporting
- PEP analysis
- Quality assurance
- Effective team management
DECLARATION
I hereby declare that the above furnished details are true to the best of my knowledge.
Timeline
Business Analyst
Genpact
02.2024 - Current
Sr. Subject-Matter Expert
Tech Mahindra Limited
08.2022 - 12.2023
Associate Consultant
EY Global Delivery Services India LLP
05.2021 - 08.2022
KYC Analyst
KPMG Global Services Private Limited
06.2019 - 05.2021
MBA - Finance
SJB Institute of Technology