SUNDAR LAL MOHAN
Ernakulam
Summary
Dynamic credit management professional with extensive experience at Axis Bank Limited, excelling in credit underwriting and financial analysis. Proven track record in enhancing portfolio quality and driving compliance initiatives. Proficient in MS Excel and adept at fostering strong stakeholder relationships, ensuring customer satisfaction while achieving strategic objectives.
Overview
19
19
years of professional experience
Work History
Area Credit Manager CVCE
Axis Bank Limited
12.2018 - Current
- Product Handled: Commercial Vehicles, Construction Equipment and Auto Loans
- Areas of responsibility: Credit underwriting, Financials Analysis, High Value CAM preparations, Decision making within TAT, Audit and compliances, Policy Training with stakeholders, CM and CPAs, Customer PD, Dealer/OEM visits, Market Study, Nonstarter analysis, Portfolio quality monitoring, preparing reports, review with Sales and Collections, Participating in new CO initiatives/Policy changes/System development for sanity testing, etc.
Credit Manager
HDB Financial Services Ltd
10.2016 - 10.2018
- Product Handled: Construction Equipment
- Areas of responsibility: Credit underwriting, Customer PD, Credit approval, Non starter analysis, preparing risk Review Report, WWW Report, PDD review and Portfolio quality monitoring
Business Development Manager
Tata Capital Financial Services Ltd
08.2009 - 10.2016
- Product handled: Construction Equipment Finance, Commercial Vehicle Loans, Term Loans and Project Finance.
Team Leader
Tata Capital Financial Services Ltd
03.2008 - 07.2009
Sr Sales Officer
HDFC Bank Ltd
08.2006 - 02.2008
- Giving priority to customer service and satisfaction
- Credit underwriting, approval and Non starter analysis
- Financials Analysis and High value CAM preparations
- Preparing reports, monitoring Portfolio quality and control delinquency
- Maintaining good relationship with supervisors, colleagues, stakeholders, dealers and OEMs
- Updating knowledge about the current Market conditions, changes, deployments, viability and new products launch
- Training with Credit and Sales team
Education
M.Com - Finance
Mahatma Gandhi University
Kerala05.2005
B.Com - Computer Application
Mahatma Gandhi University
Kerala04.2003
Pre Degree - Commerce
Mahatma Gandhi University
Kerala04.2000
Skills
- MS Office
- MS Word
- MS Excel
- MS Power Point
- SAP
- LOS
- Finnone
References
- Mr. Sarath Babu, Area Credit Manager, Axis Bank Limited, Pulikkel Building, Palarivattom, Cochin, Kerala, 682028, 09895142562
- Mr. Jiji V Nair, AVP- CPC Head Kochi, Tata Capital Financial Services Ltd, Chicago Plaza, Rajaji Road, Kochi, Kerala, 682035, 9544880070
Hobbies and Interests
- Listening music
- Watching Cricket
- Watching movies
Disclaimer
I hereby declare that all the information furnished above is true to the best of my knowledge and belief.
Languages
- English
- Malayalam
Personal Information
- Date of Birth: 05/16/82
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Timeline
Area Credit Manager CVCE
Axis Bank Limited
12.2018 - Current
Credit Manager
HDB Financial Services Ltd
10.2016 - 10.2018
Business Development Manager
Tata Capital Financial Services Ltd
08.2009 - 10.2016
Team Leader
Tata Capital Financial Services Ltd
03.2008 - 07.2009
Sr Sales Officer
HDFC Bank Ltd
08.2006 - 02.2008
M.Com - Finance
Mahatma Gandhi University
B.Com - Computer Application
Mahatma Gandhi University
Pre Degree - Commerce
Mahatma Gandhi University
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