Pratyant Awasthi

Accomplished Area Credit Manager with a proven track record at Sewa Grih Rin Limited, adept in underwriting for HL and LAP products across multiple cities. Skilled in banking software like Finacle and Kastle, and an expert in cash flow analysis. Excelled in mentoring teams, showcasing a blend of technical proficiency and leadership.

MBA, HR and Marketing, DSMNRU, 2016, PG Diploma, Banking & Finance, Manipal University, 2017, B.Sc., Lucknow University, 2011, RBL Bank Ltd, Assistant Credit Manager, Jaipur, 08/01/17, 11/30/21, Investigate and evaluate customers for creditworthiness and potential risk factors., Making proposals for Approval of loan (Salaried, SEP, SENP)., Handling disbursement of loan., Handling legal technical aspects relating to loan proposal., Legal and Technical vendor Management., Audit and Compliance Query Resolution., CAM preparation on Excel and using Banking Software., Maintaining MIS., Team Handling., Using software Finacle for processing all the transactions., PNB Housing Finance Ltd, Branch Credit Manager, Lucknow, 11/01/21, 09/30/22, Underwriting for LAP/HL Proposal up to 2Cr., PD authority up to 1cr., Approving authority up to 50 Lakhs., Underwriting for salaried and self-employed for HL and NHL Products., Working on Kastle for appraising the case from end-to-end process of login to disbursement., Checking Customers linking loans and fetching repayment schedule and statement of account., Indusind Bank Ltd., Chief Manager, Lucknow, 09/01/22, 11/30/24, Underwriting for HL Proposal up to 2.5Cr., PD authority up to 2cr., Approving Authority up to 50 lakhs., Underwriting for Salaried and self-employed for HL products., Empanelment of Legal, technical, FI, FCU and PD vendor., Vendor management., Appraising cases for Lucknow, Delhi and Kolkata., Team handling., Business development through regular training and Interaction with DSA and DST channel., Sewa Grih Rin Limited, Area Credit Manager, Lucknow, 11/01/24, Present, Looking after Lucknow, Kanpur, Varanasi and Gorakhpur location., Team handling of 6 BCM., Underwriting for HL and LAP cases., Underwriting for Salaried and self-employed for HL and LAP products.

• Father's Name: Mr. A. K. AWASTHI
• Mother's Name: Mrs. I. B. AWASTHI
• Date of Birth: 12/07/91
• Gender: Male