RAJISH MEKKAYIL
Calicut
Summary
To be the part of an organization that would provide an opportunity for growth and advancement,both for the firm and for me as an individual.
Overview
14
14
years of professional experience
Work History
Area Credit Manager
POONAWALLA FINCORP
Calicut
04.2024 - Current
- Managing both Calicut and Kannur location.
- Managing products are , UCL, URL, BT TOPUP.
- Managing valuation & CPV agency along with DSA, as well as keeping good relation with collection and sales.
Credit Manager
HDFC BANK LTD
Calicut
11.2021 - 04.2024
- Managing large ticket and normal files together, mostly engaged in premium segment.
- Managing products are APL, AL, ALE, UCL, URL, UCPL, ULRL.
- Managing locations, Kasargode, Kanhangad, Kannur, Calicut, Waynad, Malappuram & Kottayam.
- Managing valuation & CPV agency along with DSA, as well as keeping good relation with collection and sales.
Used Car Credit Manager
TVS CREDIT SERVICES LTD.
Calicut
01.2017 - 11.2021
- Maintaining good accessing percentage and keeping good alliance with sales and collections.
- Managing vendors, DSA & channels.
Kerala RCU Manager
Reliance Capital LTD
Cochin
05.2016 - 09.2017
- Taking care of both commercial finance and Home Finance products.
- (AL, CV, UCV, CE, UCE, SME, HL, AFH, LAP, CF, INF) products handling.
- Investigations, credit analysing, TAT and agency maintaining.
- Following delinquent cases are the roles.
RIC (Risk Intelligence & Control) Coordinator
HDFC BANK LTD
07.2013 - 01.2016
- Working Scrutiny Operations department as an RIC (Risk Intelligence & Control) Coordinator.
- Products handled all secure and unsecured including Micro finance.
- Managing agency, investigation of cases, maintaining TAT, Penal collection are the job role.
Administrator and Marketing coordinator
Xtreem Edutec Pvt.Ltd
01.2012 - 06.2012
Education
B.C.A -
ST. Josephs Devagiri College
Calicut, Kerala+2 -
Gvt Model H.S.S
Calicut, KeralaSSLC -
M.C.C.H.S
Calicut, KerelaSkills
- Banking
- Computer Hardware
- Operating Systems
- Banking software
Languages
- English
- Malayalam
- Hindi
- Tamil
References
Joseph Jayasheelan, RCM Credit / UCL, Poonawalla Fincorp, 9884420921
Key Strengths
- Banking, Experience in handling all secure and unsecured loan products like PL, BL, SEPL, AL, TWL and knowledge in Operations, products, programs and eligibility including marketing and sales.
- Computer Hardware, Sound experience in Hardware Assembling, Installation and Troubleshooting (PC's, Printers, scanner, Modem, NIC card etc.)
- Operating Systems Managed, Win 98, Win XP, Win Vista, Win 7, Server 2003, Server 2009.
- Practiced in Banking Software's, LOS, Idea LOS, Lotus, Finone.
Personal Information
- Father's Name: M. Rajan
- Date of Birth: 09/07/87
- Gender: Male
- Marital Status: Married
Timeline
Area Credit Manager
POONAWALLA FINCORP
04.2024 - Current
Credit Manager
HDFC BANK LTD
11.2021 - 04.2024
Used Car Credit Manager
TVS CREDIT SERVICES LTD.
01.2017 - 11.2021
Kerala RCU Manager
Reliance Capital LTD
05.2016 - 09.2017
RIC (Risk Intelligence & Control) Coordinator
HDFC BANK LTD
07.2013 - 01.2016
Administrator and Marketing coordinator
Xtreem Edutec Pvt.Ltd
01.2012 - 06.2012
B.C.A -
ST. Josephs Devagiri College
+2 -
Gvt Model H.S.S
SSLC -
M.C.C.H.S