Supriya Ulhas Bhor
Navi Mumbai
Summary
Resourceful Credit Manager successful at improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.
Overview
8
8
years of professional experience
Work History
Cluster Credit Manager
Hinduja Housing Finance Ltd.
03.2024 - Current
- Accessing of Housing Loan Proposal
- Involved in Credit Process for Home Loan and Home Equity Loan (LAP)
- Personal discussion with clients for their credit Proposal
- Estimating income as per the discussion and scrutinized data at the time of PD
- Analyzing Credit data and financial statements
- Scrutinizing bank statements and other related documents
- Review individual customer files
- Doing PD for Business case upto 40 Lakh case as per bank norms
- Maintaining MIS
- Handling Disbursement Process and post disbursement Process
- Initiate Legal & Technical & Resolving queries of Same
- Doing visit at Property and Business location of Customer
- Check Cibil Score of Customer
Technical Admin
Capri Global Capital Limited.
09.2022 - 09.2023
- Monitoring Pan India MIS of technical data
- Handling end to end billing process
- Monitoring NPA cases & cross audit
- Assist and support administrative managers in their daily tasks
Sales Coordinator
Hero Housing Finance Ltd.
10.2020 - 09.2022
- Scrutiny all files before login
- After scrutiny, files login in the system
- Follow up for logged files
- Handling all system related process such from login to moving the files to disbursal
- Monitoring MIS of all the data
- Good knowledge in KYC & Income proof documents in Salaried & Self Employed cases
Fraud & Risk Executive
Fullerton India Pvt Ltd.
03.2020 - 09.2020
- Email validation
- Hr Check
- Channel vetting
- Closure on Ratification data hunter & Sampling
Personal Assistant for Managing Partner
Kotak Life Insurance
08.2019 - 03.2020
- Analyzing all the KYC of clients for policy logins
- Preparing Benefit Illustrations for policy holders
- Scheduling interview & exams for the PHF’s
- Generating License number for PHF’s
- Communicating with clients for insurance policy
Credit Process Associate (CPA)
Aadhar Housing Finance Ltd.
10.2016 - 07.2019
- Scrutiny all files before login
- After scrutiny, files login in system
- Data entry of the logged in cases
- Generate reports like CIBIL report
- Aadhar card, Pan card to be verified
- Preparing Average bank balance (ABB) for SENP & SEP cases
- Conduct telephonic Personal Discussion (PD) with clients of salaried customers
- Provided underwriting of the cases
- Handling all property related documents
- Handling all system related process such from login to moving the files to disbursal
- Follow-up with external vendors for relevant reports such as Legal & search reports, Field investigation reports
- Monitoring MIS of all the data
- Good knowledge in KYC & Income proof documents in Salaried & Self Employed cases
Education
M.B.A -
Pune
Pune11.2024
T.Y.B.Com -
Mumbai
Mumbai01.2012
H.S.C -
Mumbai
Mumbai01.2008
S.S.C -
Mumbai
Mumbai01.2006
Skills
- Effective communicator
- Verbal communication
- Oral communication
- Highly organized
- Time management
- Deadline management
- Team player
- Determination to succeed
- MS Word
- MS Excel
- Outlook
- Communicator
- Credit evaluations
- Credit risk management
Languages
- English
- Hindi
- Marathi
Hobbies and Interests
- Listening Music
- Travelling
- Social works
Personal Information
- Date of Birth: 04/11/91
- Gender: Female
- Marital Status: Single
Strengthsskills
- Effective communicator with excellent verbal & oral communication skills - can liaise with clients and communicate ideas with a wide range of people.
- Highly organized - can prioritize work schedules, manage time effectively and meet deadlines.
- Effective Team Player.
- Strong determination to succeed.
- Have good knowledge with MS Word, MS Excel, Outlook, Communicator etc.
Timeline
Cluster Credit Manager
Hinduja Housing Finance Ltd.
03.2024 - Current
Technical Admin
Capri Global Capital Limited.
09.2022 - 09.2023
Sales Coordinator
Hero Housing Finance Ltd.
10.2020 - 09.2022
Fraud & Risk Executive
Fullerton India Pvt Ltd.
03.2020 - 09.2020
Personal Assistant for Managing Partner
Kotak Life Insurance
08.2019 - 03.2020
Credit Process Associate (CPA)
Aadhar Housing Finance Ltd.
10.2016 - 07.2019
M.B.A -
Pune
T.Y.B.Com -
Mumbai
H.S.C -
Mumbai
S.S.C -
Mumbai
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