SURYA PRAKASH
Jageesh Nagar Colony Harunagla Bareilly UP
Summary
Results-driven auto loan banking professional with three years of experience in retail banking and vehicle finance. Skilled in loan origination, credit assessment, customer relationship management, and regulatory compliance. Proven record in meeting and exceeding sales targets, while maintaining high standards of customer service and operational efficiency.
Overview
4
4
years of professional experience
Work History
Sales Executive (Asst Manager)
Bandhan Bank Ltd
Bareilly
02.2022 - Current
- - Manage end-to-end processing of auto loan applications from sourcing to disbursement.
- - Evaluate customers’ creditworthiness and ensure accurate risk profiling.
- - Build and maintain strong partnerships with car dealers and sales agents.
- - Ensure compliance with internal and regulatory requirements (KYC, AML, etc.).
- - Achieved monthly and quarterly disbursement targets consistently.
- - Provided post-loan customer support, increasing customer retention by 25%.
- Participated in training sessions to stay updated on new banking products and regulations.
Business Manager
GIRNAR SOFTWARE PVT LTD (CAR DEKHO)
BAREILLY
08.2023 - 12.2023
- Assisted clients in understanding auto loan products and financing options available.
- Collaborated with cross-functional teams to streamline loan processing procedures.
- Educated clients on documentation requirements for smooth loan approval processes.
- Resolved customer inquiries and issues to maintain positive client experiences.
- Conducted follow-ups with clients post-approval to ensure ongoing support and engagement.
Sales Officer
HDFC BANK
BAREILLY
01.2022 - 05.2023
- Facilitated customer account openings and maintained accurate records.
- Assisted clients with product inquiries and provided tailored financial solutions.
- Educated customers on bank products, services, and digital banking tools.
- Worked effectively in team environments to make the workplace more productive.
Education
Bachelor of Arts -
MJPRU
BAREILLY07-2021
INTERMEDIATE -
UP BOARD
BAREILLY06-2014
High School -
UP BOARD
BISALPUR PILIHIT05-2012
Skills
- Auto Loan Sales & Customer Acquisition
- Credit Evaluation & Risk Analysis
- Loan Processing & Documentation
- Dealer & Vendor Coordination
- KYC / AML Compliance
- Customer Relationship Management (CRM)
- Cross-Selling Banking Products
- Financial Analysis & Reporting
- Negotiation & Closing Skills
- Microsoft Excel & Core Banking Systems
Languages
English – Fluent, Hindi – Fluent
References
Available upon request.
Accomplishments
• Exceeded auto loan disbursement targets by 20% for three consecutive quarters.
• Awarded 'Top Performer' in Auto Loan Sales in 2024.
• Established partnerships with over 10 car dealerships And 6 DSA, generating consistent Car loan business.
• Awarded 'Top Performer' in Auto Loan Sales in 2024.
• Established partnerships with over 10 car dealerships And 6 DSA, generating consistent Car loan business.
Timeline
Business Manager
GIRNAR SOFTWARE PVT LTD (CAR DEKHO)
08.2023 - 12.2023
Sales Executive (Asst Manager)
Bandhan Bank Ltd
02.2022 - Current
Sales Officer
HDFC BANK
01.2022 - 05.2023
Bachelor of Arts -
MJPRU
INTERMEDIATE -
UP BOARD
High School -
UP BOARD