Senior Operator-Personal Loan (KYC analyzer and Payment)
Home Credit India Finance Private Limited
7 2017 - 4 2023
- Conduct KYC (Know Your Customer) due diligence on new customers, ensuring compliance with regulatory requirements
- Utilized multiple channels to verify customer data including online databases, public records, and third-party vendors
- Ensured accuracy and completeness of customer-provided documentation through thorough review and analysis
- Recognized potential risks within customer relationships, promptly alerting senior management when required
- Remain up-to-date with KYC and AML related regulations
- Evaluating KYC policies, identifying gaps, and providing comprehensive reports
- Maintained accurate records of KYC activities and updates
- Evaluated creditworthiness and risks
- Conducted risk assessments and determined the outcome of loan applications
- Calculated financial ratios for accurate analysis and decision-making.
- Efficiently collaborated with assigned service relationship manager to finalize and submit all required personal loan approval documents
- Understood product key features and documentation content for execution of the Same
- Approvals, submission of forms, records, etc.)
