Suyog Afle
Hyderabad
Summary
Established payments and core banking professional with 17+ years of expertise in designing, implementing, and optimizing payment hub solutions. Specialized in real-time payments, cross-border transactions, and clearing systems, with a deep understanding of SWIFT ISO 20022 (MX) & MT messaging, regulatory compliance, and payment modernization.
Proven ability to bridge business and technology, driving solution architecture, business analysis, API integration, and stakeholder collaboration. Adept at leading end-to-end payment solution delivery, from requirements gathering and functional design to testing, defect analysis, and implementation.
Currently seeking senior-level roles in Solution Architecture and Business Analysis within esteemed organizations, leveraging expertise in payments innovation, digital transformation, and financial technology modernization.
Overview
18
18
years of professional experience
Work History
Senior Technology Architect
Infosys Limited
02.2019 - Current
- Working as Architect (Solution and Integration components) for Bank of America Real time payments Transformation across the geography by implementing Finacle Payments Engine (Hong Kong, Swiss, Australia, SEPA, Canada, US Clearing (Fed-wire, CHIPS))
- Detailed Requirement gathering (DRG) and understanding gaps.
- API Design and API specification management for upstream and downstream systems
- Implemented Authentication Mechanism for API's
- Lead Integration track by use of Integration components like IBM MQ, Kafka, Apache camel, Simple Storage services (AWS-S3)
- Established connectivity of Finacle Payment Engine with various domestic clearing houses
- Performance Testing SME and NFR SPOC
- Enabling team on payments
Senior Consultant
Capgemini India
07.2016 - 02.2019
- Leading an Agile tower for Discover Financial services USA for payments stream
- Detailed Requirement gathering and Effort estimation
- Worked on US clearing like NACHA, CHIPS and FEDWIRE
- Evaluated clients' needs and created plan of action to provide solutions.
- Developed custom solutions based upon clients' strict requirements.
- Troubleshot issues by understanding issue, diagnosing root cause and coming up with effective solutions.
Technology Lead, Technology Analyst, Software Engineer
Infosys Limited
01.2007 - 06.2016
- Integration Engineer for Integration components at client location
- Development of New Custom API's and enhancement of product API's
- Responsible for establishing integration services, defining solution models, testing integration components and conducting integration POC's
- Assessed business requirements to create focused solutions.
- UX customization of Finacle menus (11x)
- Client: ING Belgium (Oct, 2013 to Jun, 2016)
- Client: Raiffeisen bank, Czech (Oct, 2013 to Jun, 2016)
- Client: Bank Sohar, Oman (Feb, 2009 to Jun, 2009)
- Client: DSB Bank, Netherlands (Sep, 2008 to Feb, 2009)
- Client: DBS Bank, Singapore (Feb, 2008 to Sep, 2008)
- Client: Zurich Financial Services (Aug, 2007 to Feb, 2008)
Education
Bachelor of Engineering - Electronics
ITM University
Gwalior06-2006
Skills
- SWIFT Payments (ISO 20022 MX, MT Messages)
- Payment Clearing & Settlement (FED, European, Asian Clearing)
- Payment Hub Solutions & Modernization
- Regulatory Compliance (PSD2, PCI-DSS, AML, KYC, OFAC)
- Microservices and Event-Driven Architecture
- API Design & Development (REST, SOAP)
- Enterprise Integration (ESB, SOA, Middleware)
- Message Queue & Streaming (Kafka, Rabbit-MQ, IBM MQ)
- Programming: Nodejs, PL/SQL, Shell Scripting, Finacle Scripting
- Databases: Oracle 12c, MS SQL Server
- Monitoring & Logging: Dyna-trace, Splunk
- Version Control: GIT
- Business & Functional Requirements Analysis
- Solution Design & Payment System Implementation
- Functional & System Testing, Root Cause Analysis (RCA)
- Agile (Scrum, Kanban) & Waterfall Methodologies
Languages
English
Hindi
Marathi
Personal Information
- Date of Birth: 08/31/84
- Marital Status: Married
Timeline
Senior Technology Architect
Infosys Limited
02.2019 - Current
Senior Consultant
Capgemini India
07.2016 - 02.2019
Technology Lead, Technology Analyst, Software Engineer
Infosys Limited
01.2007 - 06.2016
Bachelor of Engineering - Electronics
ITM University
Similar Profiles
Ashish SharmaAshish Sharma
SAS CI 360 Campaign Developer / Technology Lead at Infosys limitedSAS CI 360 Campaign Developer / Technology Lead at Infosys limited
Vinayak NimbaragiVinayak Nimbaragi
System Engineer at Infosys LimitedSystem Engineer at Infosys Limited
BISWANATH DASBISWANATH DAS
Project manager at Infosys LimitedProject manager at Infosys Limited