Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic
Swapnajit Parichha

Swapnajit Parichha

AT-Bhanipati Sahi,Sorada,Ganjam

Summary

Accomplished Branch Credit Manager with a proven track record at iifl samasta finance limited, specializing in portfolio management and team leadership. Excelled in expanding financial services to underserved regions, enhancing customer satisfaction, and achieving targets. Skilled in collateral evaluation and fostering robust customer relationships, contributing to significant business growth.

Overview

5
5
years of professional experience

Work History

Branch Credit Manager

iifl samasta finance limited
Asika,Ganjam,Odisha
03.2022 - Current
  • Unsecured and secured loan, JLG,SHG,Gold Loan, Home renovation and Business loan.
  • To provide financial service to economy backward people in rural areas and urban in my region.
  • Responsible for cash management i.e, cash flow statement.
    · Maintain all documentations i.e Cash-book, operation, ledger, cash closing regarding loan and all office
  • Register. With Disbursement, progress report and balance sheet.
    · Responsible for the publicity of the organization at the branch level. Need to communicate all the loan proces
  • And procedures of the organization. Identifying potential areas within the branch and also exploring new areas for setting up business processes.

Identify and analyze risks related to the loan portfolio, and find ways to mitigate them.

  • Visit the problem customer and help the collection officer in solving the problem whenever required.

Submit weekly and monthly target report. Achieve a high level of customer satisfaction through high services

As Branch Manager Profile and responsibility #Operation management #Branch Administration #Business
Development of total Branch #Quality services Assurance #Customer relationship management #Market
Research #Control risk part and Audit compliance #Staff recruitment and Training #Team Management

Axis Bank

senior field executive
Asika,Ganjam,Odisha
02.2021 - 03.2023

· Unsecured and secured loan, JLG,SHG,Gold Loan, Home renovation and Business loan.

· Unsecured and secured loan, JLG,SHG,Gold Loan, Home renovation and Business loan.

HDFC BANK

Sales Officer
Bhanjanagar,Ganjam,Odisha
06.2019 - 02.2021
  • JLG Loan Disbursement

Education

Bachelor of Arts -

Rushikulya Degree College
Sorada
11-2019

Kmit Computer Institute
SURADA

Skills

  • Collateral evaluation
  • Credit scoring
  • Portfolio management
  • Budget planning
  • Team management
  • Sales strategies

Languages

ODIA
First Language
English
Beginner (A1)
A1
Hindi
Beginner (A1)
A1

Timeline

Branch Credit Manager

iifl samasta finance limited
03.2022 - Current

Axis Bank

senior field executive
02.2021 - 03.2023

HDFC BANK

Sales Officer
06.2019 - 02.2021

Bachelor of Arts -

Rushikulya Degree College

Kmit Computer Institute
Swapnajit Parichha