Swaroop N Y
Branch Credit Manager
Shivamogga
Summary
Knowledgeable Desired Position with proven track record in managing branch credit operations effectively. Adept at assessing creditworthiness and mitigating risk, ensuring sound lending practices. Demonstrated expertise in team leadership and decision-making.
Overview
1
1
year of professional experience
2
2
Languages
Work History
Branch Credit Manager
Muthoot Microfin Ltd
09.2023 - 03.2025
- Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
- Enhanced branch profitability by optimizing the credit portfolio mix and mitigating potential risks within lending activities.
- Reviewed and approved large credit applications, exercising sound judgment in line with company policies and risk appetite.
- Wrote reports detailing branch activities.
Education
Master Of Commerce - Commerce
Tunga Mahavidyalaya
Thirthahalli, Shivamogga 01.2022
Bachelor Of Commerce - Commerce
Sharavathi First Grade College
Konanadur,Shivamogga01.2019
Skills
1)Basic Knowledge of Computer
Timeline
Branch Credit Manager
Muthoot Microfin Ltd
09.2023 - 03.2025
Master Of Commerce - Commerce
Tunga Mahavidyalaya
Bachelor Of Commerce - Commerce
Sharavathi First Grade College
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