Swarup Prakash Giri
Lucknow
Summary
Seeking challenging assignments in the field of Banking/Financial Services sector to leverage experience & expertise with an organization of repute and to augment career with the growth of the organization.
Overview
20
20
years of professional experience
1
1
Language
Work History
Vice President -Microfinance
Kotak Mahindra Bank Ltd.
04.2023 - Current
- My role encompasses comprehensive oversight and governance of microfinance business operations of Banks Microfinance BC (100% subsidiary) through continuous monitoring, risk management, and data-driven insights.
- Driving monthly disbursement and collection performance of the business team
- Ensuring compliance with internal and regulatory standards, supporting audit readiness, and strengthening collaboration between the BC and the parent bank.
- Coordinate with Head Office Technology Teams and Bank’s IT Team on system-related issues, enhancements, and implementations. Oversee Loan Management System (LMS) and Loan Origination System (LOS) processes for smooth functioning within the scope of credit rules and BREs.Track and facilitate bug fixes, critical implementations, and UAT (User Acceptance Testing) for new products or feature rollouts.
Vice President - Agri Corporates & Financial Institutions
NBFC -MFI
08.2010 - 03.2023
- Provide banking solutions to clients with turnover above Rs. 100 Crores/ loan size of minimum Rs 5.00 Crs to Corporates/SMEs, NBFC and NBFC - MFIs.
- Acquiring, maintaining and enhancing credit relationships with operating entities, promoter entities and family offices of Corporates’ by pitching pertinent products to meet different credit requirements, with overall responsibility for revenue & assets quality.
- Assessing credit worthiness, financial modeling, risk evaluation and structuring of credit facilities to existing and new clients.
- Product coverage includes Project Finance, Term loans, Working Capital loans, Promoter funding and Trade Finance etc. especially to achieve PSL targets for the Bank.
- Securitization i.e. PTC /DA of Micro Finance pool for PSL classification.
Manager
DCB Bank
02.2008 - 08.2010
- Responsible for Andhra Pradesh portfolio of Microfinance which consisted of top & mid-tier NBFC-MFIs.
- Working Capital Finance to Agro based SMEs & Commodity based financing.
- Appraisal, analysis of financial statements of the companies to put up credit proposals for enhancement and renewals.
Assistant Manager - Band II
ICICI Bank
06.2006 - 01.2008
- Looked after Farm Equipment finance (TFE) , Agri SME products like ACL (Agri Credit Line), SAL (Small Agri Loans),Commodity Based Working Capital Finance, Farmer finance portfolio of Cuttack , Angul, Dhenkanal & Jagatsinghpur districts of Odisha.
- Coordinating with Tractor and Farm Equipment Dealers for Business Development and dealer inventory funding.
- Responsible for appointing Credit Access Points, DSAs, DSTs, RCU Agencies for the territory.
- Taking Necessary steps for resolution /recovery & collection of overdue /NPA assets via constant follow up, legal action etc.
- Cross selling of branch products i.e. CASA, Insurance, MF etc.
Education
MBA -
Xavier Institute of Management
Bhubaneswar01.2006
MFC - undefined
Utkal University
Bhubaneswar01.2004
Bachelor of Commerce - undefined
Fakir Mohan University
Balasore01.2001
Class XII - undefined
Fakir Mohan College
Balasore01.1998
Skills
Team leadership
PERSONAL DETAILS
Date of Birth : 5th July, 1981 Marital Status : Married Language Known : English, Hindi, Oriya, Bengali Present Address : FLat No 1404, Tower - 14, Omaxe Residency -2, Arjunganj, Gomti Nangar Extension Lucknow - 226002 Place : Kolkata Date : 22/12/2025
Timeline
Vice President -Microfinance
Kotak Mahindra Bank Ltd.
04.2023 - Current
Vice President - Agri Corporates & Financial Institutions
NBFC -MFI
08.2010 - 03.2023
Manager
DCB Bank
02.2008 - 08.2010
Assistant Manager - Band II
ICICI Bank
06.2006 - 01.2008
MFC - undefined
Utkal University
Bachelor of Commerce - undefined
Fakir Mohan University
Class XII - undefined
Fakir Mohan College
MBA -
Xavier Institute of Management