Swathi S Gadiyar
Bangalore
Summary
Risk Management Professional with 5 years of experience in independent testing, compliance, and implementing control frameworks. Skilled in risk assessment, process improvement, and stakeholder collaboration to drive regulatory compliance and mitigate organizational risks
Overview
7
7
years of professional experience
1
1
Certification
Work History
Assistant Manager - Operation Risk Management
Groww
Bangalore
09.2024 - Current
- Led high-risk and complex risk testing engagements, ensuring alignment with key finance and operational processes.
- Partnered with senior stakeholders to develop and implement risk mitigation strategies tailored to business requirements.
- Conducted validation and documentation of risk programs and controls, ensuring compliance with COSO framework.
- Facilitated and implemented RCSA programs to evaluate and strengthen the control environment across key processes.
- Prepared detailed risk reports, escalated identified exceptions, and presented recommendations to senior management.
Senior Analyst – Operational Risk
MUFG Bank Ltd.
Bangalore
03.2023 - Current
- Supporting execution and documentation of control testing for in-scope processes across Global Corporate & Investment Banking (GCIB) and Client Management Services in accordance with First Line of Defence procedures.
- Executing testing of key operational and financial controls covering the end-to-end transaction lifecycle including customer onboarding, credit approval, financial close, and off-boarding.
- Ensuring timely completion of testing milestones and escalation of delays or control issues to senior stakeholders.
- Identifying, documenting, and escalating control deficiencies and operational risk issues, and following up on remedial action plans.
- Maintaining accurate and timely logging of findings in the findings management system.
- Preparing periodic MIS and reporting testing progress and key risk indicators to line management and regional risk teams.
- Ensuring adherence to internal risk frameworks, regulatory expectations, and SOX requirements.
- Promoting a strong risk culture and compliance with internal and external governance standards.
Senior Associate - Operation Risk Management
Groww
Bangalore
03.2023 - 08.2024
- Executed independent testing procedures to assess the adequacy and effectiveness of front-line risk controls in operational and financial processes.
- Worked closely with cross-functional teams to understand business environments and develop complementary risk testing methodologies.
- Documented test results, flagged exceptions, and contributed to the development of actionable solutions for identified risks.
- Assisted in addressing regulatory compliance needs through effective testing, validation, and alignment with enterprise-wide policies.
- Gained proficiency in the COSO framework and internal control testing methodologies while contributing to the risk management culture.
Transaction Risk Specialist
Amazon
Bangalore
08.2020 - 03.2023
- Led efforts related to fraud identification, prevention, and resolution, encompassing various aspects such as new account reviews, monitoring unusual client transactions, and addressing card fraud, signature verification and online fraud.
- Conducted thorough Know Your Customer (KYC) formalities on accounts and transactions that raised questions or concerns.
- Conducted rigorous data analysis to ensure strict compliance with Anti-Money Laundering (AML) regulations, making sure all necessary requirements were met.
- Provided crucial support for KYC processes involving both prospective and existing customers, ensuring due diligence in customer onboarding and monitoring.
- Employed data analysis techniques to scrutinize client accounts, applications, and transactions, effectively detecting fraudulent activities and taking appropriate corrective actions.
- Prepared comprehensive investigation reports in accordance with established guidelines and instructions, ensuring clear documentation of findings.
- Designed and implemented successful training programs and instructional manuals to enhance growth strategies within the team.
- Trained and mentored other investigators.
Market Research Internship
National Bank for Agriculture and Rural Development
04.2019 - 06.2019
- Conducted a comprehensive market survey to assess the impact of financial literacy centers on users in village areas.
- Analyzed the survey data using statistical methods and data analysis tools to identify trends, patterns, and areas of improvement.
- Collaborated with stakeholders to understand the challenges and barriers faced by village area people in engaging with financial literacy centers.
Education
PGDM - Operation And Marketing
Ramaiah Institute of Management
Bangalore12.2020
Bachelor of Technology - Electrical and Electronics Engineering
Manipal Institute of Technology
Manipal12.2018
Pre-University College - PCMS
MGM PU College
Udupi12.2014
High School - CBSE
MRSM English Medium high school
Udupi12.2012
Skills
- RCSA
- Controls testing
- Scenario analysis
- Process documentation
- Risk assessment
- Control testing
- Operational risk management
Certification
- Data Analyst - Excelr
- Advanced Microsoft Excel 2013 - Simplilearn
Analytical Skills
- MySQL
- Tableau
- Microsoft Office 365
Languages
English
Proficient (C2)
C2
Hindi
Advanced (C1)
C1
kannada
Proficient (C2)
C2
konkani
Native
Native
Timeline
Assistant Manager - Operation Risk Management
Groww
09.2024 - Current
Senior Analyst – Operational Risk
MUFG Bank Ltd.
03.2023 - Current
Senior Associate - Operation Risk Management
Groww
03.2023 - 08.2024
Transaction Risk Specialist
Amazon
08.2020 - 03.2023
Market Research Internship
National Bank for Agriculture and Rural Development
04.2019 - 06.2019
PGDM - Operation And Marketing
Ramaiah Institute of Management
Bachelor of Technology - Electrical and Electronics Engineering
Manipal Institute of Technology
Pre-University College - PCMS
MGM PU College
High School - CBSE
MRSM English Medium high school