Open To Work
Tanya Bhardwaj
Summary
Results-driven Credit Processing Associate recognized for high productivity levels and efficient task completion. Skilled in risk assessment, financial analysis, and regulatory compliance which enable effective decision-making in fast-paced environments. Excel in communication, teamwork, and adaptability, ensuring seamless operations and customer satisfaction.
Overview
6
6
years of professional experience
Work History
Senior Executive
Infoedge India Private Limited
Noida
06.2025 - Current
- Analyze operations to evaluate performance of a company or its staff in meeting objectives or to determine areas of potential cost reduction, program improvement.
- Review reports submitted by staff members to recommend approval or to suggest changes.
- Deliver training sessions and refer programs for performance improvement.
- Handle escalation and coordinate with cross-functional teams.
- Monitor KPI's and prepare daily, weekly, and monthly MIS reports.
- Refer major policy matters to elected representatives for final decisions.
- Direct or conduct studies or research on issues affecting areas of responsibility.
Credit Processing Associate
Kotak Mahindra Bank
Motinagar
08.2021 - Current
- Application processing: Handle the end-to-end processing of credit applications, ensuring all necessary documents are collected and verified.
- Credit analysis: Conduct comprehensive credit analysis, evaluate financial statements, and perform credit bureau checks to determine creditworthiness and assess risk.
- Compliance and risk management: Ensure all applications and processes adhere to regulatory requirements, internal policies, and KYC (Know Your Customer) norms.
- Record keeping: Maintain accurate and up-to-date records of all credit activities, applications, and customer data.
- Collaboration: Work closely with other departments, such as sales and operations, to resolve issues and ensure smooth processing.
- Process improvement: Identify and implement improvements to streamline credit processing and enhance efficiency and accuracy.
- Reporting: Prepare and present reports on credit operations and performance metrics.
- Documentation: Assist in preparing credit documents and fulfilling clerical duties, such as data entry.
Assistant Accountant
Rahul Divya & Associates (CA Firm)
Delhi
07.2020 - 07.2021
Education
Master OF Business Administration -
Narsee Monjee Global, NMIMS
Mumbai, Mumbai01-2024
Bachelor Of Business Administration -
St. Bede's College, Himachal Pradesh University
Shimla, Himachal Pradesh01-2018
Commerce -
GD Goenka Public School, GD Goenka Public School
Ghaziabad, Uttar Ptradesh01-2015
Skills
- Credit Analysis
- Documentation
- Loan Processing
- Financial Accounting
- CRM software
- Team Collaboration
- KYC Norms
- EMI Calculation
- Communication
- Multitasking
- Advance Ms Excel
- Ms powerpoint
- Ms office
- SAP
- Glem
- Credit Bureau Checks
Accomplishments
- Conduct comprehensive credit analysis, evaluate financial statements, and perform credit bureau checks to determine creditworthiness and assess risk.
- Ensure all applications and processes adhere to regulatory requirements, internal policies, and KYC (Know Your Customer) norms.
- Maintain accurate and up-to-date records of all credit activities, applications, and customer data.
- Work closely with other departments, such as sales and operations, to resolve issues and ensure smooth processing.
- Identify and implement improvements to streamline credit processing and enhance efficiency and accuracy.
- Prepare and present reports on credit operations and performance metrics.
- Assist in preparing credit documents and fulfilling clerical duties, such as data entry.
- Monitor KPI's and prepare daily, weekly, and monthly MIS reports.
Volunteer Experience
1.National Service Scheme (NSS), 2015-2018.
2.Volunteered in college fests.
3.Campaigned for college elections.
Timeline
Senior Executive
Infoedge India Private Limited
06.2025 - Current
Credit Processing Associate
Kotak Mahindra Bank
08.2021 - Current
Assistant Accountant
Rahul Divya & Associates (CA Firm)
07.2020 - 07.2021
Master OF Business Administration -
Narsee Monjee Global, NMIMS
Bachelor Of Business Administration -
St. Bede's College, Himachal Pradesh University
Commerce -
GD Goenka Public School, GD Goenka Public School