THUMULURI UMAMAHESWARA CHARI
HYD
Summary
Results-driven Executive with expertise in policy development, performance enhancement, and process optimization. Committed to leveraging educational background and skills to drive organizational growth and sustainability. Seeking a challenging position in a progressive organization to apply knowledge and contribute to strategic objectives.
Overview
12
12
years of professional experience
Work History
LOCATION EXECUTIVE
HINDUJA LEYLAND FINANCE LTD
HYDERABAD
01.2023 - Current
- Assisted customers in completing loan applications and documentation to facilitate approval process.Submitted loan applications to credit analysts for verification. Submitted applications to credit analysts for verification and recommendation. Conducted financial analysis of applicants to determine loan feasibility. applicants’ financial status,credit, and property evaluations to determine feasibility of granting loans Reviewed loan agreements for completeness and accuracy, ensuring compliance with policy. Met with applicants to obtain information for loan applications and to answer questions about the process. Educated customers on various loan and credit options, clarifying terms to enhance understanding. Approved loans within specified limits, and referred loan applications outside those limits to management for approval.
- Led strategic initiatives to enhance client engagement and service delivery.
- Collaborated with cross-functional teams to streamline operational processes.
- Developed comprehensive financial plans aligned with client objectives and market trends.
Sales Associate
IDFC FIRST BANK LIMITED
HYDERABAD
10.2019 - 03.2022
- Reviewed borrower documentation for accuracy and completeness.
- Communicated with clients to gather required financial information.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
Sr. Sales Officer
Indiabulls Dhani
07.2018 - 12.2019
- Generating leads for Partner account with Dhani applications and making a chain system with other customers.
- Taking references from Customers and making them apply for Personal Loan if they are eligible for getting instant loan.
- Uploading their Documents into Dhani Application like Pan & Aadhaar card. If the customer is eligible for Instant Loan OR Personal Loan, eligible Loan Amount will be transferred into Customer bank Account.
- Indiabulls Dhani, a first of its kind application by Indiabulls Ventures, has been designed to make your personal financing needs easier than it ever was before.
Junior Officer
Cholamandalam Finance
01.2019 - 09.2019
- At present working as a counter sales executive for Cholamandalam Finance.
- Submitted loan applications to credit analysts for verification and recommendation, facilitating informed decision-making.
- Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
- Reviewed loan agreements for completeness and accuracy, ensuring compliance with policy and protecting company interests.
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Explained various loan and credit options to customers, clarifying terms and enhancing customer understanding of available services.
- Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Field Executive
Fino Payments Bank
04.2017 - 06.2018
- Achieved maximum sales through effective customer engagement.
- Educated customers on using savings accounts and online transactions, highlighting benefits of interest rates up to 6%.
- Facilitated Fino payments for Kotak Bank, ensuring timely and accurate transactions for customers.
- Collected and verified necessary documents from customers, enhancing compliance and service efficiency.
- Fino Payments Bank truly values your hardwork and offers you an unmatched banking experience with its simple products, easy accessibility and wide geographical reach.
Sales Executive
Home Credit India Finance
01.2015 - 01.2016
- Achieved monthly sales targets by proactively monitoring performance and consistently meeting goals.
- Worked as a sales executive at Home Credit India, focusing on driving sales and customer engagement.
- Collected and verified documents for applications, ensuring accuracy in the application portal to facilitate successful sales.
Education
B.sc - computer science
SUSHEELA MEMORIAL DEGREE COLLEGE
MADHIRA01-2014
Intermediate - M.P.C
Bharath Junior College
MADHIRA01-2008
SSC -
Sri Basara Gnana Saraswathi Vidyalayam
MADHIRA01-2006
Skills
- MS OFFICE
- Financial analysis
- Compliance review
- Loan processing
Disclaimer
I hereby declare that all the above mentioned details are true to the best of my knowledge.
Personal Information
- Age: 34
- Father's Name: SRINIVASA CHARI
- Date of Birth: 10/06/1991
- Nationality: INDIAN
- Marital Status: Married
- Religion: HINDU
Timeline
LOCATION EXECUTIVE
HINDUJA LEYLAND FINANCE LTD
01.2023 - Current
Sales Associate
IDFC FIRST BANK LIMITED
10.2019 - 03.2022
Junior Officer
Cholamandalam Finance
01.2019 - 09.2019
Sr. Sales Officer
Indiabulls Dhani
07.2018 - 12.2019
Field Executive
Fino Payments Bank
04.2017 - 06.2018
Sales Executive
Home Credit India Finance
01.2015 - 01.2016
B.sc - computer science
SUSHEELA MEMORIAL DEGREE COLLEGE
Intermediate - M.P.C
Bharath Junior College
SSC -
Sri Basara Gnana Saraswathi Vidyalayam