Summary
Overview
Work History
Education
Skills
Websites
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Disclaimer
Timeline
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UDAYAKUMARA H

UDAYAKUMARA H

Summary

Highly motivated and experienced AML/KYC professional with 6 years of expertise in end-to-end KYC (CDD & EDD), Client Onboarding, Sanctions Screening, transaction monitoring, and fraud investigation. Proven track record of success in UK market, with a strong understanding of regulatory requirements and guidelines.

Overview

7
7
years of professional experience

Work History

AML KYC Advisory

PricewaterhouseCoopers (PWC)
03.2025 - Current
  • Executed end-to-end AML/KYC onboarding for retail and corporate clients, ensuring compliance with internal policies and global regulatory standards
  • Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on high-risk clients, including PEPs and entities in sanctioned jurisdictions.
  • Collected and verified KYC documentation (e.g., ID, proof of address, incorporation documents, UBO structures, source of wealth/funds, AOA & MOA).
  • Conducted screening for sanctions, politically exposed persons (PEPs), and adverse media using tools such as Fenergo.
  • Utilized onboarding and case management systems (e.g., Fenergo, IBM Notes & Risk Calculator etc.)
  • Identified and escalated suspicious activity to the Financial Crime or Compliance team for review and SAR filing
  • Assessed AML risk ratings & Performed EDD for high-risk Clients
  • Updated the KYC rules in the line with periodic review requirements & Risk ratings (i.e., Low, Medium & High)

AML KYC Analyst

KPMG Global Services Pvt LTD
12.2022 - 12.2024
  • Validate the information within the KYC Record to ensure completeness and accuracy (Company/Entity Formation, Ownership, Management, etc. and Performed updates on High/low/medium risks Customer accounts
  • Knowledge of multiple Entity types (i.e. Pvt Ltd, sole traders, Unincorporated, LLPs)
  • Perform name screening of entity, directors, beneficial owners, etc. and its disambiguation, as appropriate to client type.
  • Understanding information documentation requirements for corporate structures in KYC context/ evidence requirements.
  • Analyzed different ownership structures regarding IBO, UBO, BO and nature of business.
  • Conducted EDD reviews for high-risk customers (e.g. identifies the purpose of the account, confirms source of wealth, reviews Adverse media, etc.) as part of remediation.
  • Sourced and gathered relevant documentation for entities such as Pvt Ltd, sole traders, Unincorporated, LLPs and complex Ownership structures and conducting high- level checks in line with due Diligence procedures remediate high-risk clients and Carrying out enhanced due diligence on the same.
  • Updated mandate forms, proof of ownership documents, change of directors Verified Companies using UKCH, Oneklick and other Pertinent databases.
  • Ensured that sufficient customer information was collected by the lines of business to develop an understanding of normal and Expected activity Based on the customer occupation or business operations for high-risk customers.
  • Conducted due diligence searches in various third party (Oneklick, APC tool, RMPF, ISV) and internal databases.
  • Validated the customer's business purpose and legitimacy and analyzed any transactions that appear unusual based on the Customer's profile.
  • Risk ranks the customers based on assessment of the risk profile of the customer including product, geography, transaction history And other relevant information.
  • Investigated potentially suspicious activity that may arise from account surveillance, branch escalations, risk alerts, regulatory Investigations, and matters otherwise escalated to the AML Group by the Business, Compliance, Legal, Risk or other Firm division Were account transactional activity is at issue.
  • Obtained updated documents from RM for client accounts and perform daily huddles teams to discuss the action plan & update Process changes.

KYC Officer

CANARA HSBC LIFE INSURANCE
03.2022 - 09.2022
  • Providing life insurance services to Canara bank customer
  • Verifying the identity of the customer through manual KYC verification handles claims accordingly
  • Upgrading plans for the existing customers.
  • Escalating insurance claims of borrowers for clearance
  • Maintaining a track on collecting due amounts and controlling frauds
  • Continuously maintain current client relationships
  • Maintain electronic and paper records.

AML KYC Associate

TATA CONSULTANCY SERVICES
11.2018 - 03.2021
  • Associated with KYC project for UK based Client.
  • Performing periodic reviews on UK based clients like Private companies, listed entities, Partnership firms and banks
  • Sourcing required information from available resources like Company House registry, FCA financial regulator, London stock exchange and Client Website.
  • Identifying and capturing entity’s legal information, address details, nature of business, country of operations, directors/key Details and Ownership information.
  • Analyzing and capturing shareholders and ultimate beneficial owners (UBO’s) up to 25%.
  • Reaching out to the Front office/ RM’s for missing information/ requirements and following them until collecting required information.
  • Updating complete information into KYC tool post receiving all the information from the client.
  • Sending customers for negative news screening and leasing with the compliance team for any material negative news.
  • Drafting KYC/CDD report of the customer post screening completion
  • Drafting detailed reviews of the screening and customer KYC and finally submitting the customer for KYC completion approval.
  • Preparing and sending BOD /EOD reports to the management.
  • Conducting daily team huddles and providing on job training to the new joiners.

Education

MBA - Finance

Osmania University

B.com - commerce

VSKUB UNIVERSITY

Skills

  • Client onboarding
  • End to End
  • Customer due diligence
  • Periodic review
  • Transaction monitoring
  • Enhanced due diligence
  • Remediation
  • Screening (Equifax & Fenergo)

<Enter your own>

Title: AML KYC Analyst

Disclaimer

I hereby declare that the information mentioned above is true and correct to the best of my knowledge., 2023-10-01, Hyderabad

Timeline

AML KYC Advisory

PricewaterhouseCoopers (PWC)
03.2025 - Current

AML KYC Analyst

KPMG Global Services Pvt LTD
12.2022 - 12.2024

KYC Officer

CANARA HSBC LIFE INSURANCE
03.2022 - 09.2022

AML KYC Associate

TATA CONSULTANCY SERVICES
11.2018 - 03.2021

MBA - Finance

Osmania University

B.com - commerce

VSKUB UNIVERSITY

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