Devayani S Sivakumar
Fraud Detection/AML Analyst
hyderabad
Summary
Detail-oriented financial crime investigator with 3.5+ years of experience in Charge Back, Fraud Investigation, AML investigations, SAR/STR writing, and risk analysis. Proven track record of identifying suspicious activity, conducting in-depth client reviews, and aligning with regulatory frameworks.
Overview
4
4
years of professional experience
3
3
Certifications
Work History
Fraud Detection Analyst
PricewaterhouseCoopers (PWC)
06.2025 - Current
- Review and detect alerts for any fraudulent activity across various alert types including Deposits, profile/Account Monitoring and Miscellaneous, effectively managing alert reviews through escalation, closure or referral to relevant teams.
- Experiance is using and Analysing different tools such as RSA, BO, Grid space, Experian, Bank dcc, Geo fraud, Etc..
- Reviewing the External accounts, ATO, Payments of the clients of USAA.
- 6 months of experience in working under USAA project.
- Detected and prevented multiple ATO cases, phising and scams of the clients and have performed possible AML/KYC detection and prevention activities.
Financial Crime Investigator, Specialist II
Goldman Sachs
06.2022 - 03.2025
- Investigate complex alerts related to high-risk clients, wire activity, and unusual behavior across various lines of business.
- Draft and submit SARs with a focus on regulatory clarity and internal escalation procedures.
- Performed research on subjects and entities using tools like PEGA LITE Tool, LexisNexis and World Check.
- Conducted KYC/CDD refreshes and triggered EDD reviews for high-risk clients.
- Assisted in regulatory remediation projects following internal audits or external reviews.
- Expertise in fraud detection and dispute resolution processes.
- Conducted KYC/CDD refreshes and triggered EDD reviews for high-risk clients.
- 1 year Experience on Fraud Charge back processes.
Education
Bachelor of commerce - Professional Accounting
Sri Krishna College of Arts And Science
Coimbatore, India04.2018
Skills
AML Investigations & Enhanced Due Diligence (EDD)
Suspicious Activity Reports (SAR) / STR Filing
Transaction Monitoring & Risk Scenarios
KYC/CDD Reviews
Financial Crime Typologies
Regulatory Compliance
Case Management Systems
Data Analysis & Reporting
Knowledge of IRS regulations and brokerage accounts
Operational Risk Management
Charge backs
EDD analysis (PEP's)
Accomplishments
- Reassertion
- Reduced case backlogs by 35% through streamlined investigative workflows.
- Identified a fraud resulting in a $1000K loss prevention.
- Led a team achieving a 30% reduction in compliance risks within six months.
- Performed Fraud and AML investigation or Detection/ Prevention for the USAA clients under Active duty military members of the U.S. Army, Navy, Air Force, Marines, Coast Guard, National Guard, and Reserves.
Certification
Imarticus Learning
Timeline
Fraud Detection Analyst
PricewaterhouseCoopers (PWC)
06.2025 - Current
Financial Crime Investigator, Specialist II
Goldman Sachs
06.2022 - 03.2025
Bachelor of commerce - Professional Accounting
Sri Krishna College of Arts And Science