Udeep Kumar
Patna
Summary
Inputting my education and skills to build an outstanding Carrier is corporate sector. Seasoned Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss. Resourceful Credit Manager successful at improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.
Overview
7
7
years of professional experience
Work History
Branch Credit and Collection Manager
Pahal Financial Services PVT LTD
Patna
02.2023 - Current
- Created financial management mechanisms to minimize financial risk to business.
- Analyzed competitors and market trends to facilitate business growth.
- Maintained accurate records for all collection activity on the internal system.
Credit Manager
Utkarsh Small Finance Bank
Patna
02.2021 - 02.2023
- Created and updated financial reports on frequent basis to present information to leadership teams.
- Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
- Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
- Maintained complete records of all customer accounts including contact information, payment history, notes on collection efforts and related documents.
Senior Individual Relationship Officer
Fullerton India Credit Company LTD
Muzaffarpur
02.2018 - 01.2021
- Updated client account information and records in company databases.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
Loan Officer
Ujjivan Small Finance Bank Ltd
Patna
07.2016 - 06.2017
- Verified client financial information to determine creditworthiness and loan eligibility.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Updated client account information and records in company databases.
Education
MBA (HR) -
Sobhit University
01-2014
BA - psychology Hons
Magadh University
01-2012
I.A - Arts
B.I.E.C Patna
01-2009
10th - All subjects
B.S.E.B Patna
01-2007
Skills
- Communication skill
- Leadership skill
- Positive attitude
- Identifying Problem
- Problem solving
- With 'can do' attitude
- Expert
- AUTO CAD (CIVIL)
- DCA
- Underwriting Expertise
- Risk Analysis
- Credit Analysis
Personal Information
- Father's Name: Pradeep Kumar
- Date of Birth: 01/29/1991
- Nationality: Indian
- Marital Status: Married
Languages
Hindi&English
Hobbies and Interests
- Listening to song
- Traveling
- Playing cricket
Timeline
Branch Credit and Collection Manager
Pahal Financial Services PVT LTD
02.2023 - Current
Credit Manager
Utkarsh Small Finance Bank
02.2021 - 02.2023
Senior Individual Relationship Officer
Fullerton India Credit Company LTD
02.2018 - 01.2021
Loan Officer
Ujjivan Small Finance Bank Ltd
07.2016 - 06.2017
MBA (HR) -
Sobhit University
BA - psychology Hons
Magadh University
I.A - Arts
B.I.E.C Patna
10th - All subjects
B.S.E.B Patna
Similar Profiles
Nishant Vinayak WankhedeNishant Vinayak Wankhede
Area Manager at PAHAL FINANCIAL SERVICES PVT. LTD.Area Manager at PAHAL FINANCIAL SERVICES PVT. LTD.
Gautam ParmarGautam Parmar
Accountant at Pahal Financial Services Pvt LtdAccountant at Pahal Financial Services Pvt Ltd
Durgesh NatDurgesh Nat
Se. Account Executive at Pahal Financial Services Pvt LtdSe. Account Executive at Pahal Financial Services Pvt Ltd