To obtain a meaningful and challenging position that enables me to learn about the field and allows me for advancement so as to achieve objectives of the organization and utilize my potentials to the maximum for the benefit of the organization and for the society. To work for an organization, that can cultivate and utilize my credential & Skill and allows me a scope for upward movement.
Hi, I’m
Urvashi Bhardwaj
Sahibabad
Summary
Overview
3
years of professional experience
Work History
Exl Service India Pvt LtdNoida, Uttar Pradesh
Senior Process Associate
11.2022 - Current
Job overview
- Underwrites new and renewal property and casualty business, analyzes policy forms, broker endorsement requests, and submitted documentation as per company underwriting standards and guidelines and obtains additional information as needed.
- Determines whether to accept, modify or decline a risk through evaluation of the coverage value, location, usage, safety features, and other factors pertinent to the decision.
- Examines, identifies, and evaluates exposures and ensures compliance with state and country laws and guidelines established by carriers and the organization.
- Evaluates accident reports to determine accuracy and completeness and to ensure adequate investigation.
- Plans and conducts investigations of claims to confirm coverage and to determine liability, compensability and damages.
- Assesses policy coverage for submitted claims and notifies the insured of any issues; determines and establishes reserve requirements, adjusting reserves, as necessary, during the processing of the claim, refers claims to the subrogation group or Special Investigations Unit as appropriate.
- Working on three major applications: Azure, Phoenix and ECM Express
- Working as a C.S.R & F.N.O.L team (Claims Service Registration) with Liberty Mutual Insurance Company
- Handling Small Commercial, General Industries, Constructions and special Accounts claims of Worker Compensation.
- Delivers services for new property and casualty business and renewals while demonstrating professionalism, technical knowledge, and adherence to underwriting guidelines.
- Assesses actual damages associated with claims and conducts negotiations, within assigned authority limits, to settle claims.
Genpact India Pvt LtdNoida, Uttar Pradesh
Process Associate
04.2021 - 11.2022
Job overview
- Review and action payment transactions and Investigate and obtain additional information to make a sound decision
- Verify receipt of all documents received and check for accuracy and completeness.
- Conduct analysis of risk and associated controls to identify root cause and management to report findings with solutions to mitigate risk/control issues.
- Check details and file CTR (Customer Transaction Report) of cases as per US lawsuit.
- Manages an inventory of daily transactions and other details of customer.
- Manage Internal Audits of transactions.
- Identify repetitive false hits.
- Understand payment processing and formats.
- Oversee situations that create risk and legal liabilities for Citi.
- Additional duties as assigned.
Skills
- Business Analyst (pursuing)
- Power BI, Statistic, R , SQL, Python
- Citrix and Azure
- Microsoft word, excel, power point
- Busy , tally Erp9 (Accounting Software)
- Internet etc
- Verbal and written communication
- Reporting and documentation
- Lean Six Sigma
- Data Entry
- Accounts Payable
- Payroll Processing
- Process Documentation
- Process Analysis
- Report Analysis
- Statement Review
- Production deadline management
- Claims Management
- Policy analysis
- Policy management expertise
- Claims Processing
- Claims Investigation
- Claims review
- Policy Review
- Underwriting
- Payroll Auditing
- Billing
- Record-keeping
- Transaction review
- Accounts Receivable
Education
Education
- MBA from Amity University (pursuing)
- Bechelor of Arts with Economics from Delhi University.
- 12th from CBSE Board.
- 10th from CBSE Board.
Personal Information
Personal Information
- Date of Birth: 07/08/1996
- Gender: Female
- Nationality: Indian
- Marital status : Unmarried
- Father Name : Satender Sharma
Languages
Languages
- English
- Hindi
Disclaimer
Disclaimer
I hereby declare that the above-mentioned information is correct up to my knowledge and I bear the responsibility for the correctness of the above-mentioned particulars.
Timeline
Senior Process Associate
Exl Service India Pvt Ltd
11.2022 - Current
Process Associate
Genpact India Pvt Ltd
04.2021 - 11.2022
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