Dada Khalandar Vellur

• Develop and execute sales strategies to achieve business growth in the SME segment within the assigned area.
• Manage and lead a team of sales representatives, providing guidance and support to achieve individual and team targets.
• Foster and maintain strong client relationships with small and medium-sized enterprises to ensure customer satisfaction.
• Conduct market analysis to identify new business opportunities and stay ahead of market trends.
• Monitor sales performance metrics and adjust strategies to ensure targets are met or exceeded.
• Collaborate with internal departments to ensure seamless service delivery and customer support.
• Prepare and present regular sales reports to senior management.

• Managing Existing Working Capital Portfolio of more than 400 Crs
• Analyzing Working capital Gap of business and suggesting suitable product to customer.
• Handling and providing solutions to all requirements of HNI clients and coordinating to resolve issues through subsidiary team at end to end level.
• Preparation of proposal and first credit appraisal of the case.
• Co-ordination with Credit processing team for sanctioning of the case.
• Co-ordination with operation team for the limit setup and disbursement.
• Clearing all house keeping items within the due date.
• Rigorous follow up to maintain zero delinquencies.
• Renewal and enhancement of facility follow ups prior to limit expiry date.
• Necessary actions against pot NPA Cases.
• SOH Improvement Planning and Implementations.
• Crosssell of other bank products.
• Summary of responsibilities

• Responsible for acquiring new BLG clients for the bank
• Focus on building granularity and enhancing coverage by broadening the client base therefore driving risk calibrated operating profit
• Manage different products as per the customers requirement and maintaining high customer service standard and service delivery
• Monitor the performance of the team and positively inspire them to achieve desired results, through engagements
• Focus on deeper market penetration in the given geography and deepening as well as maintaining relationships with key customers and accounts
• Responsible for developing inter-functional synergies in order to tap in business opportunities through cross-sell basis customer needs
• Enhance revenue streams through existing products as well as new products while maintaining the quality of the portfolio
• Summary of responsibilities

• Managing Existing Working Capital Portfolio.
• Analyzing Working capital Gap of business and suggesting suitable product to customer.
• Handling and providing solutions to all requirements of HNI clients and coordinating to resolve issues through subsidiary team at end to end level.
• Preparation of proposal and first credit appraisal of the case.
• Co-ordination with Credit processing team for sanctioning of the case.
• Co-ordination with operation team for the limit setup and disbursement.
• Clearing all house keeping items within the due date.
• Rigorous follow up to maintain zero delinquencies.
• Renewal and enhancement of facility follow ups prior to limit expiry date.
• SOH Improvement Planning and Implementations.
• Cross sell of other bank products.
• Summary of responsibilities

• Managing Existing Working Capital Portfolio of more than 400 Crs
• Analyzing Working capital Gap of business and suggesting suitable product to customer.
• Handling and providing solutions to all requirements of HNI clients and coordinating to resolve issues through subsidiary team at end to end level.
• Preparation of proposal and first credit appraisal of the case.
• Co-ordination with Credit processing team for sanctioning of the case.
• Co-ordination with operation team for the limit setup and disbursement.
• Clearing all house keeping items within the due date.
• Rigorous follow up to maintain zero delinquencies.
• Renewal and enhancement of facility follow ups prior to limit expiry date.
• Necessary actions against pot NPA Cases.
• SOH Improvement Planning and Implementations.
• Cross sell of other bank products.
• Summary of responsibilities

• Managing Existing Working Capital Portfolio of more than 125 Client base.
• Motivating and training branch managers and the staff of Mapped branches for new lead generation.
• Analyzing Working capital Gap of business and suggesting suitable product to customer.
• Preparation of proposal and first credit appraisal of the case.
• Co-ordination with Credit processing team for sanctioning of the case.
• Co-ordination with operation team for the limit setup and disbursement.
• Clearing all house keeping items within the due date.
• Rigorous follow up to maintain zero delinquencies.
• Daily co ordination and planning with allotted branches for sales.
• Renewal and enhancement of facility follow ups prior to limit expiry date.
• Necessary actions against pot NPA Cases.
• SOH Improvement Planning and Implementations.
• Cross sell of other bank products.
• Summary of responsibilities

• Sales of Working Capital Products to SME through branch channel.
• Motivation and training to the branch managers and to the staff.
• Analyzing Working capital Gap of business and suggesting suitable product to customer.
• Preparation of proposal and first credit appraisal of the case.
• Co-ordination with Credit processing team for sanctioning of the case.
• Co-ordination with operation team for the limit setup and disbursement.
• Clearing all house keeping items within the due date.
• Rigorous follow up to maintain zero delinquencies.
• Daily co ordination and planning with allotted branches for sales.
• Renewal and enhancement of facility follow ups prior to limit expiry date.
• Necessary actions against spot NPA Cases.
• Cross sell of other bank products.
• Summary of responsibilities

• Sales of Commodity pledge loans
• Ware house empanelment.
• Preparation of proposal and first credit appraisal of the case.
• Co-ordination with Credit processing team for sanctioning of the case.
• Co-ordination with operation team for the limit setup and disbursement.
• Co-ordination with Commodity control group for the disbursement process and release of stock.
• Daily presence to mandi for market updates on new arrivals to tap right customers
• Cross selling of other products of bank
• Summary of responsibilities

Assisted in reviewing contracts and letters of credit from buyers to facilitate timely shipment dispatches. Prepared pre-shipment and post-shipment documentation to support operational efficiency. Aided in the appointment of franchisees for selling demat and investment products. Supported life insurance sales through Karnataka Bank channels. Conducted market surveys to assess the feasibility of establishing a depot for industrial gases and medical oxygen distribution.