MS office , Co piliot , Cloud AI
Vaibhav Anand
Senior Banking & Financial Services Professional
Faridabad
Summary
A results-driven Senior Banking & Financial Services Professional with 23+ years of progressive experience across retail banking, lending, insurance, and financial consultancy. Recognised for deep expertise in the full spectrum of lending products — Home Loans, Loan Against Property (LAP), Working Capital, and Personal Loans — alongside strong capabilities in CASA acquisition, retail banking product sales, and insurance distribution. Empanelled as a Direct Selling Agent (DSA) with India's leading private sector banks — ICICI Bank, HDFC Bank, Kotak Mahindra Bank, and Axis Bank — with a demonstrated ability to convert market intelligence into disbursement volumes and client revenue. A trusted financial advisor to individuals, HNIs, and SMEs with a track record of 53+ performance awards across banking and leadership domains.
Overview
24
24
years of professional experience
2
2
Languages
Work History
Independent Financial Consultant & DSA
Self-Employed
05.2017 - Current
- Empanelled as Direct Selling Agent with ICICI Bank, HDFC Bank, Kotak Mahindra Bank, and Axis Bank — providing end-to-end loan facilitation for Home Loans, LAP, Working Capital, and Personal Loans.
- Delivered comprehensive financial advisory to retail clients, HNIs, and SMEs; structured and closed ₹50 Cr+ in loan disbursals with consistently high approval rates.
- Built an extensive client portfolio through referral networks, digital marketing campaigns, and targeted outreach — achieving 40%+ year-on-year growth in qualified leads.
- Expertise in insurance cross-selling (Life & General) alongside lending products, maximising wallet share per client and improving overall revenue per relationship.
- Leveraged deep knowledge of CASA products to support banking partners in account acquisition, trust account management, and current account onboarding.
- Conducted market research, competitor analysis, and catchment mapping to identify high-potential customer segments and underserved geographies.
- Managed complete loan lifecycle — lead generation, document collection, underwriting liaison, disbursement, and post-disbursal servicing.
Co-Founder & Director
FINAEGIS INVESTECH PRIVATE LTD
01.2021 - 01.2023
- Co-founded a corporate DSA entity to scale financial consultancy operations and serve institutional and HNI clients at an enhanced capacity.
- Established strategic bank empanelment’s, defined operational frameworks, and built the business development pipeline for the venture.
- Exited following partnership dissolution; core financial consultancy and DSA operations continued independently without interruption.
Branch Sales Manager
Kotak Mahindra Bank Ltd
10.2015 - 05.2017
- Directed branch sales operations for a team of 8, consistently exceeding CASA, lending, and insurance targets quarter-on-quarter.
- Grew the branch's high-value client base through consultative relationship management and customized financial product recommendations.
- Conducted local market analysis to align product offerings with catchment demographics and drive targeted acquisition campaigns.
- Recognized with Winter Trinity Hungama, CASA Shorter, and GI-RACE awards for exceptional branch sales performance and development.
Branch Sales Manager – CASA
ICICI Bank Ltd
05.2010 - 10.2015
- Managed ₹35 Cr in trust account assets and disbursed ₹11 Cr in home loans, driving consistent double-digit growth in branch CASA book.
- Implemented structured sales tracking and performance management systems, lifting team productivity by 30% within 12 months.
- Drove cross-sale of insurance, home loans, and investment products to existing CASA base, increasing revenue per customer.
- Trained and mentored branch team on consultative selling, KYC compliance, and customer engagement best practices.
- Recipient of CASA Ideal Award (4×), CASA Accelerator, and ZH Century Club — top regional sales recognitions.
Assistant Branch Manager
Muthoot Finance Ltd
02.2009 - 05.2010
- Oversaw daily branch operations with primary focus on gold loan disbursals and collections, ensuring achievement of sales and service KPIs.
- Led insurance cross-sell project across branch network — analysed customer transaction data to design targeted campaigns, improving policy uptake significantly.
- Enhanced customer satisfaction scores through service excellence initiatives and streamlined operational turnaround processes.
Sales Manager
ING Vysya Life Insurance Co. Ltd
01.2007 - 01.2009
- Recruited, trained, and managed a team of insurance agents, consistently delivering above-target new business premium volumes.
- Achieved top recruiter recognition in regional contests; led team to record sales results through structured coaching and performance management.
Sales Officer
ICICI Home Finance Co. Ltd
01.2002 - 01.2007
- Specialised in selling home loans, life insurance, and general insurance to high-net-worth and retail clients with end-to-end advisory support.
- Built a strong personal brand for service excellence, generating consistent repeat business and referral-driven client acquisition.
Education
Bachelor of Arts - Economics & Political Science
Rohilkhand University
Bareilly, Uttar PradeshSkills
Retail Lending – Home Loans, LAP & Personal Loans
CASA & Retail Banking Products
Working Capital & Business Loans
Insurance (Life & General) Sales
Direct Selling Agent (DSA) Operations
Branch Sales & Network Management
Software
Interests
Hindi Poetry Writing, Culinary Exploration
AWARDS & RECOGNITION
CASA Ideal Award - 4x Winner - ICICI Bank, CASA Accelerator Award - Top Performer - ICICI Bank, ZH Century Club - Regional Excellence - ICICI Bank, Winter Trinity Hungama - Branch Excellence - Kotak Mahindra Bank, CASA Shoorveer - Sales Leadership - Kotak Mahindra Bank, GI-RACE Award - Branch Development - Kotak Mahindra Bank, National Debate Champion - 2× Winner - National Level, State Debate Champion - Top Honours - State Level, Total recognitions across sales, leadership & public speaking: 53+ Awards
ADDITIONAL INFORMATION
Nationality: Indian
Timeline
Co-Founder & Director
FINAEGIS INVESTECH PRIVATE LTD
01.2021 - 01.2023
Independent Financial Consultant & DSA
Self-Employed
05.2017 - Current
Branch Sales Manager
Kotak Mahindra Bank Ltd
10.2015 - 05.2017
Branch Sales Manager – CASA
ICICI Bank Ltd
05.2010 - 10.2015
Assistant Branch Manager
Muthoot Finance Ltd
02.2009 - 05.2010
Sales Manager
ING Vysya Life Insurance Co. Ltd
01.2007 - 01.2009
Sales Officer
ICICI Home Finance Co. Ltd
01.2002 - 01.2007
Bachelor of Arts - Economics & Political Science
Rohilkhand University