Vaibhav Gupta
Jaipur
Summary
Dynamic Senior Credit Manager with extensive experience, excelling in credit analysis and customer relationship management. Proven track record in enhancing credit limits and mitigating risks through thorough data analysis and compliance oversight. Adept at fostering strong client relationships while ensuring regulatory adherence and financial integrity.
Overview
4
4
years of professional experience
Work History
Senior Credit Manager
ICICI Bank
Jaipur
11.2021 - Current
- Reviewed customer financial statements, credit ratings, and other information to determine creditworthiness of potential customers.
- Analyzed data from various sources such as balance sheets, cash flow statements, income statements in order to make informed decisions about extending additional lines of credit.
- Worked closely with sales teams to identify new opportunities for extending customer credit limits.
- Developed and maintained relationships with commercial customers.
- Conducted periodic reviews of customer files to ensure compliance with established policies and procedures.
- Reviewed accounts for signs of fraud and non-payment issues.
Audit Executive
Ernst & Young
Jaipur
07.2021 - 11.2021
- Conducted financial audits of companies and organizations to ensure accuracy of reported financial information.
- Reviewed internal controls for compliance with applicable laws and regulations.
- Prepared reports detailing audit findings, observations and recommendations.
- Analyzed financial statements, ledgers, journals and other records to identify discrepancies in reporting or operations.
Education
Chartered Accountant -
Institute of Chartered Accountants of India
New Delhi11-2020
B. Com -
University of Rajasthan
Jaipur04-2014
Skills
- Credit analysis
- Financial reporting
- Risk assessment
- Regulatory compliance
- Customer relationship management
- Data analysis
Languages
Hindi
First Language
English
Intermediate (B1)
B1
Timeline
Senior Credit Manager
ICICI Bank
11.2021 - Current
Audit Executive
Ernst & Young
07.2021 - 11.2021
Chartered Accountant -
Institute of Chartered Accountants of India
B. Com -
University of Rajasthan
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