Summary
Overview
Work History
Education
Skills
Certification
Personal Information
Timeline
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Vaishali Kolse

Business Analyst/Product Owner at Citi
Pune

Summary

As Product Owner cum Business Analyst at Citi, I played a pivotal role in spearheading the Solutioning and Implementation of Instant Payments scheme for EMEA region. I thrive on understanding complex business needs, translating them into actionable strategies and working with cross-functional teams to bring innovative ideas to life. With a strong grip on Agile Methodologies, user story creation and process improvements, I bridge the gap between business and technology to create solutions that truly add value. Whether it’s streamlining workflows, enhancing customer experiences or ensuring compliance with industry standards, my role is to make payments smoother, faster and more secure.

Experienced Business Analyst cum Product Owner with expertise in Payments and Core Banking domain

Overview

15
15
years of professional experience
4
4
years of post-secondary education
1
1
Certification

Work History

Assistant Vice President

Citi Bank
Pune
07.2021 - Current
  • Business Analyst – Implementation and support of SEPA SCT-Instant Payments and other Faster Payments schemes
  • Current Job Profile – Solutions Architect - Implementation of SEPA SCT-IT on modernisation framework
  • My role involves analysing client migration strategies from legacy applications to modernised platforms ensuring a smooth transition while optimising operational efficiencies
  • I was also involved in the indepth impact analysis of upstream and downstream applications like Sanctions, Clearing, Posting and Reporting to ensure a comprehensive and complaint solution flow
  • Have worked on ISO20022 messages applicable for SEPA Rulebook 2023
  • Define and Design the solution by defining the scope and analyzing the impact
  • Creating docs for customer specific workflows
  • Provide Walkthrough among cross functional teams, discussion and getting sign off from various stake holders
  • Prepare and review functional specifications based on new and changing business requirements
  • Prepare and review Interface Spec based on interacting systems in the payment landscape
  • Outline the Prod Migration approach and PVT approach
  • Provide solutions to production tickets raised as a part of BAU / legacy systems

Business Process Lead

TCS
07.2016 - 07.2023
  • Business Analyst and Functional SME for Payments and Cash Management
  • Debugging and resolving production issues reported by L1 Teams by suggesting necessary setups and workarounds
  • Leading solution implementation of Instant Payments for Hungary, UAE and Jordan
  • Cater to BAU changes
  • Good knowledge of working on HV and LV clearing systems
  • Good knowledge of HV Cross border Payment Processing
  • Good knowledge of ISO20022 & SWIFT message formats and processing
  • Hands on experience on writing Interface Specification Documents

Senior Consultant

Oracle Financial Services Software
06.2012 - 03.2016
  • Worked on implementation of Flexcube as a part of Core Banking solutions
  • Instrumental in preparing the FRD, IRD and CRD for various enhancements related to core banking
  • Have implemented India RTGS as a part of solutions team at OFSS
  • Working knowledge of Oracle SQL

Assistant Manager

Axis Bank Ltd
10.2010 - 05.2012
  • Branch Banking

Education

MBA - Finance

Pune University
Pune
08.2008 - 07.2012

Skills

  • ISO20022 messages

  • MT/MX messages

  • Agile Methodologies

  • Jira

  • Scrum

Certification

Certified Scrum Product Owner

Personal Information

Notice Period: 90 days: Non negotiable

Timeline

Assistant Vice President

Citi Bank
07.2021 - Current

Business Process Lead

TCS
07.2016 - 07.2023

Senior Consultant

Oracle Financial Services Software
06.2012 - 03.2016

Assistant Manager

Axis Bank Ltd
10.2010 - 05.2012

MBA - Finance

Pune University
08.2008 - 07.2012
Vaishali KolseBusiness Analyst/Product Owner at Citi