VAISHALI SINGH
Gurugram
Summary
Analytical Senior Analyst with 7+ years in Anti-Money Laundering, Financial Crime Compliance, and Risk Assessment. Skilled in conducting investigations, identifying suspicious activities, and preparing SAR narratives while ensuring compliance with regulatory frameworks. Experienced in banking and fintech, consistently delivering quality outcomes in dynamic environments.
Overview
1
1
Certification
7
7
years of professional experience
Work History
Senior Analyst II
AML RightSource
Gurugram
12.2025 - Current
- Perform end-to-end Suspicious Activity Report (SAR) investigations for US banking clients.
- Analyze customer profiles, transactional data, behavioral trends, and risk indicators to identify potential money laundering activities.
- Review alerts, investigate cases, conduct risk assessments, and draft regulatory narratives in accordance with BSA/AML requirements.
- Investigate complex financial crime typologies including: Identity Theft (IDT), Account Takeover (ATO), Elder Financial Exploitation (EFE), Structuring, and Fraud Schemes.
- Analyze cryptocurrency transactions and blockchain activity to identify suspicious fund movements and layering patterns.
- Apply risk-based methodologies for escalation and regulatory reporting decisions.
- Identified operational gaps and implemented process improvement initiatives that streamlined workflows and strengthened overall productivity.
- Led team of quality reviewers to ensure consistent implementation of quality standards across AML operations, enhancing compliance and operational integrity.
Business Analyst
Genpact
Gurugram
06.2024 - 11.2025
- Executed Enhanced Due Diligence (EDD) investigations for high-risk customers.
- Conducted AML and KYC reviews for new and existing clients.
- Assessed customer risk profiles and transaction behavior to determine risk exposure.
- Monitored cryptocurrency transactions and wallet activities to identify suspicious patterns and mitigate potential fraud risks.
- Performed detailed audits to identify process gaps, operational risks, and quality concerns.
- Conducted comprehensive quality reviews to ensure compliance with organizational and regulatory standards, enhancing risk management processes.
- Served as Subject Matter Expert (SME) for AML and compliance operations.
- Ensured adherence to SLAs, quality standards, process controls, and compliance requirements.
Risk Analyst
HSBC
Hyderabad
07.2022 - 06.2024
- Facilitated AML compliance remediation programs for diverse customer segments, enhancing risk management efforts.
- Conducted Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and KYC reviews.
- Managed customer onboarding and account review processes.
- Reviewed customer documentation, third-party databases, and proprietary systems.
- Performed adverse media screening and negative news analysis to identify potential risks and ensure informed decision-making.
- Assessed customer risk levels using independent research sources and compliance tools.
- Worked extensively on CRS and FATCA remediation projects.
- Determined tax residency status for New-to-Bank and Existing-to-Bank customers.
- Monitored regulatory compliance during onboarding and review processes, safeguarding against potential compliance breaches.
Customer Experience Executive
HDFC Bank Ltd.
Lucknow
05.2019 - 07.2022
- Provided tailored guidance on banking products and financial services to enhance customer understanding and satisfaction.
- Managed customer banking and financial service requests, ensuring timely and accurate resolution.
- Delivered high-quality customer experience while maintaining operational accuracy.
- Ensured compliance with internal banking regulations and service standards, contributing to risk mitigation and operational integrity.
- Completed KYC and AML documentation for customer accounts to ensure compliance with regulatory standards.
- Conducted customer verification procedures to identify potential fraud risks.
- Coordinated inward and outward remittance operations to facilitate secure and efficient fund transfers.
- Prepared and processed Bank Guarantees.
Education
Executive MBA -
Indian Institute of Management (IIM)
Lucknow12-2022
Master of Business Administration - Finance
University of Lucknow
Lucknow05-2019
Post Graduate Degree -
National PG College
Lucknow05-2017
Senior Secondary Education -
Lucknow Public School
Lucknow01-2014
Skills
- Anti-money laundering (AML) compliance
- Financial crime prevention
- Transaction monitoring and reporting
- Suspicious activity reporting (SAR)
- CDD/EDD
- Know your customer (KYC)
- Risk assessment strategies
- Screening processes
- Cryptocurrency investigations
- Blockchain analysis
- AML monitoring tools
- Subject matter expert support and training
Certification
- Advance Management Program- Financial services and Capital Markets
Timeline
Senior Analyst II
AML RightSource
12.2025 - Current
Business Analyst
Genpact
06.2024 - 11.2025
Risk Analyst
HSBC
07.2022 - 06.2024
Customer Experience Executive
HDFC Bank Ltd.
05.2019 - 07.2022
Executive MBA -
Indian Institute of Management (IIM)
Master of Business Administration - Finance
University of Lucknow
Post Graduate Degree -
National PG College
Senior Secondary Education -
Lucknow Public School