Vasanth M. Hebballi
Bagalkot
Summary
I built my courier in Retail Finance, Vehicle finance and Micro finance in Sales, collection. I have 10+ year experience in Collection and Sales, and I work for various Organization and various locations. At present I am staying in Bagalkot
Overview
1
1
Language
19
19
years of professional experience
Work History
Territory Manager
Digivruddhi Technology Pvt Ltd
2024.08 - Current
- Taking care of Karnataka. It is Start-up company and started at 19-12-2019. India is First Infotech Fintech Dairy Finance BC partner of Karnataka Bank.
- Providing the loan to Former those pouring the milk to Local Society like KMF, Dodly Hat sun etc. and not less than 12 months with 80000k amount for the year.
- Processing the loan through Digitally within 4-to-5-hour Disbursement.
- Ticket Size: 60000 to 100000.- Dairy maintenance loan.
- Ticket Size – 2 to 4 Lakh – Digital Bovine loan.
- Before joining the organization there is no business started in Karnatak, and it is started in the month of August – 2024 got First DB and Gundlupet (Chamarajanagar) slowly we bring down the business to North Karnataka and entire Karnataka.
- Now we are operating in 15 District with 15 Crore Portfolio.
Regional Head
Jana Small Finance Bank
2023.03 - 2024.07
- Taking care of 5 Branches i.e. Bidder, Bijapur Gulbarga, Raichur & Bagalkot.
- Driving the team in collection and Business with 100 staff.
- Major focus on old book customers and get the collection to reduce the NPA.
- If any customer seeks loan we should retain the customer along with Net-off process.
- Also, we are focusing on new customers to bank through GLG (Group Liability Guarantee) basis.
Divisional Manager
Muthoot Micro fin Ltd
2020.12 - 2023.03
- Taking care of 9 Branches at North Karnataka.
- Handling of 70 Crore portfolio with 120 Team Member.
- After second Lockdown increase the delinquency, but we reduce the delinquency with proper plane and stick on 99% collection.
- In the month of July restart the business starts and slowly picks up 90 to 100 % achievement on given business Target.
- In FY 03 & 04 we achieved 100 % Business and 99.9 % collection.
- Best Division Manager Award in Karnataka.
Divisional Manager (Two-wheeler)
Navachetana Microfin Services Pvt Ltd
2019.07 - 2020.10
- Taking care of Karnataka and Maharashtra for Two-wheeler Segment.
- Recruitment drive, set targets and get the business.
- At the time of Joining 10 Crore portfolio with 2300 accounts with BC model tie -up with Hinduja Lay lend and IDFC First bank (B C Model)
- Before joining the organization lot of issue in this segment after joining day one starts the action against non-performance staff and Fraud (Those have taken the money from customer) employee visit the Dealer point and get business and streamlined.
- In collection we started sending notice to 3rd and above Bkt cases as Outstanding reminder and Pre - repo intimation notice with the help of Legal team.
- Month on month increase the business and collection and get the profit after end of November worth Rs.8.00 laths.
- Expansion the business to potential rural area with help of Sub-dealer points.
Area Sales Manager (Retail Finance)
Credit Access Grameen Limited (Retail Finance) (Grameen koota Financial Services Pvt Ltd)
2017.11 - 2019.07
- Handling Retail Finance business.
- New branch Set - up.
- Recruitment drive, set targets and get the business.
- To drive the old Business branch as per the management assigned target.
- In the month March - 2018 we cross 5 Crore business along with 6 branches in North Karnataka and increase the Business with 0 delinquency.
- Successfully driving the team 12 branches across North –Karnataka.
- Monthly visiting the branch across North-Karnataka (12 branches) and conducting the meeting along with all branch team
- 2-Wheeler – 1400 Account - 7.70Crore
- IL (Individual Loan) – 8100 Account – 72.30 Crore.
- Mortgage – 500 Accounts -25 Crore.
- Additional Loan – 250 Account – 5.00 Crore.
Branch Head
Janalakshmi Financial Service Ltd
2015.08 - 2017.11
- Handling branch SB (Small batch) business, Nano (Small Ticket up to 1 lakh), JKL (Jana Kishan Loan) & MP cross selling.
- Handling Branch responsibility.
- Handling of Sales and Collection team with 30 members including back office.
- Motivating the team, conducting review Meeting weekly for Target & Achievement
- Help the team with sourcing and Collection problem resolving!
- Branch handling with Audit report, MIS update, & Cash Management.
- Handling portfolio of Rs.22 Crore.
Branch Manager
Vistaar Financial Service Ltd
2015.01 - 2015.08
- Handling branch business (Ticket size Rs.40000/- to 95000/- HL Rs. 1 lakh to Rs.25 Lakh ML) & Collection with 0 delinquency Gangavathi location.
- Branch cash handling & Daily cash audit.
- Handling a team of 10 members & Rs.3,14,28,130/- portfolio.
- Archive the target given by State Business Head in both HL & ML month by month.
- Motivating the team to achieve target.
- Conducting the group activity, Canopy activity, Audio Drive ETC.
Dealer Sales Manager
Bagyodaya Trokhos Pvt Ltd
2011.07 - 2015.01
- Handling Raichur district for TATA ACE, Super ACE and Xenon.
- Taking care of Entire Raichur Dist. for Sales of, Conduct Activity, loan mela and Free service camp for improving the customer service and sales.
- Achieving the Target of month on in assigned Target.
- Got Award in best DSM for the month of March-2014 for Super ACE Highest sales in one month (25).
- Got Promotion in the month of April to Raichur, Koppal and Bellary for TATA magic, TATA Irish and School bus segment.
- Recognized as Best Team leader in this segment for 15 bus bookings.
Senior Product Executive
Shri Ram Transport Finance Company Ltd
2011.07 - 2011.11
- Handling sales of passenger car segment in mandya.
- Collecting CD (Current due) & OD (Overdue) arrears.
collection executive
Bajaj auto Finance Ltd Bangalore. (Global Solution)
2006.12 - 2011.04
- Handling collection agency for collecting outstanding arrears in Bangalore, supporting legal teams to collect arrears through court, helping to serve summons to the customers.
Education
SSLC -
PUC - Science
BA - Economics
Skills
Customer relationship management
Business growth
Business development
Relationship building
DECLARATION
I hereby declare that the above furnished information is true to best of my knowledge and present I am staying in Belgaum. Place: Belgaum Date: 2026-01-05 Yours Faithfully Vasanth. M.
Timeline
Territory Manager
Digivruddhi Technology Pvt Ltd
2024.08 - Current
Regional Head
Jana Small Finance Bank
2023.03 - 2024.07
Divisional Manager
Muthoot Micro fin Ltd
2020.12 - 2023.03
Divisional Manager (Two-wheeler)
Navachetana Microfin Services Pvt Ltd
2019.07 - 2020.10
Area Sales Manager (Retail Finance)
Credit Access Grameen Limited (Retail Finance) (Grameen koota Financial Services Pvt Ltd)
2017.11 - 2019.07
Branch Head
Janalakshmi Financial Service Ltd
2015.08 - 2017.11
Branch Manager
Vistaar Financial Service Ltd
2015.01 - 2015.08
Senior Product Executive
Shri Ram Transport Finance Company Ltd
2011.07 - 2011.11
Dealer Sales Manager
Bagyodaya Trokhos Pvt Ltd
2011.07 - 2015.01
collection executive
Bajaj auto Finance Ltd Bangalore. (Global Solution)
2006.12 - 2011.04