Summary
Overview
Work History
Languages
Education
Timeline
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Vedhagiri V

Vedhagiri V

Chennai

Summary

Area Sales Manager with 12+ years of experience in banking and financial services, managing large-scale sales operations across South India with Retail liabilities, Credit cards, Consumer loans, Two wheeler, Personal business’s. Proven track record of achieving 115%–125% targets, leading 70+ team members, and driving business growth through channel expansion and strong stakeholder management.

Overview

11
11
years of professional experience

Work History

Area Sales Manager

Kotak Mahindra Bank
Chennai, Bangalore, Hyderabad
03.2021 - 05.2026
  • Oversaw Consumer loan, Personal loan operations in South India, ensuring effective portfolio management.
  • Developed strategies that increased sales volume through targeted initiatives.
  • Conducted market research to identify customer needs and trends.
  • Engagement with key stakeholders across South India.
  • Analysing and maintaining the market and dealers delinquency.

Achievements: Top Gun Winner, Highest Growth Champion, CD-PL Zone winner, Pan India awards, Zurich Kotak Insurance winner, Highest 811 Achievement winner.

Territory Sales Manager

IDFC First Bank
Chennai & Bangalore
08.2018 - 03.2021
  • Drove Consumer loan sales through retail stores across Chennai and Bangalore
  • Managed 70+ DSTs, expanded outlets, achieved up to 125% targets.
  • Empaneled new counters to enhance sales opportunities. Delinquency and bounce ratio has to maintain as per company requirement.

Achievements: Top performer South India, Macau incentive winner, Cross sell Insurance topper.

Sales Manager

YES Bank
Chennai
08.2016 - 08.2018
  • Drove credit card sales through branch channel in Chennai locations, enhancing overall market presence.
  • Drive Productivity, manage costs of acquisition and ensure compliant sourcing processes.
  • Improved credit card approval rates by implementing targeted sourcing strategies.
  • Update the branches on all approvals, declines, pay-outs earned as per FINCON target etc.

Achievements: Top 5 PAN India

Assistant Manager

Kotak Mahindra Bank
Bangalore
05.2015 - 07.2016
  • CASA Sales and customer portfolios manager

Languages

English, Tamil, Kannada

Education

B.Com - Vels University | Diploma - Banking and Sales Management

Timeline

Area Sales Manager

Kotak Mahindra Bank
03.2021 - 05.2026

Territory Sales Manager

IDFC First Bank
08.2018 - 03.2021

Sales Manager

YES Bank
08.2016 - 08.2018

Assistant Manager

Kotak Mahindra Bank
05.2015 - 07.2016
Vedhagiri V