VENIZA KHARNAIOR
Bengaluru
Summary
7+ years of financial operations leadership experience, including 5+ years in Private Wealth Management at Goldman Sachs, driving client data remediation, policy QA, and regulatory compliance across global platforms. Reduced regulatory data errors by 98% (1.2% → 0.02%), automated Salesforce GDPR compliance across 12,000+ records, and led four-program US-to-Bengaluru migration with zero downtime and full regulatory compliance. Seasoned people leader managing a team of five analysts and partnering with Engineering, BI, Compliance, and front-office stakeholders to build scalable, well-governed control frameworks. Formal teaching experience as an Economics and English educator across secondary and higher-secondary levels, with proven strengths in training design, curriculum development, knowledge transfer, and performance evaluation.
Overview
16
16
years of professional experience
Work History
Senior Associate - Team Lead
Goldman Sachs
09.2020 - Current
- Led migration of 4 critical PWM client data remediation programs from Salt Lake City to Bengaluru in 6 months, maintaining 100% regulatory compliance and zero downtime across 5,000+ client accounts.
- Managed team of 5 analysts driving remediation for 5,000+ PWM accounts focused on AML/KYC; improved data completeness through targeted process enhancements.
- Spearheaded regulatory data remediation reducing audit-trail errors from 1.2% to 0.02% in 8 months, addressing findings across 15,000+ client records.
- Designed BI dashboard with Engineering/BI teams to monitor data breaks across PWM systems, cutting manual reconciliation by 40% weekly.
- Directed Client Due Diligence policy reviews ensuring AML/regulatory adherence; led remediation for policy exceptions across PWM client base.
- Built automated BI reporting solution consolidating multi-system data, flagging 98% true-positive discrepancies for QA review.
- Spearheaded policy change governance workflow with Engineering/BI, centralizing updates and cutting deployment time 50%.
- Conducted semi-annual Salesforce GDPR reviews of 12,000+ Notes/Contact Cards; remediated 250+ non-compliant records globally.
- Automated GDPR violation reporting with Salesforce tech team, reducing manual audit effort 60%.
- Managed PWM retirement account vendor ensuring data accuracy via monthly custodial discrepancy remediation.
Business Presentation Specialist
McKinsey & Company
04.2018 - 04.2020
- Produced/quality-checked 50+ executive presentations monthly for global teams supporting C-suite meetings/RFPs; zero tolerance for data errors.
- Translated financial models into executive storylines, improving consultant feedback on clarity/impact 25%.
- Led 5-analyst checker team ensuring 100% daily deadlines with 15% quarterly rework reduction.
Economics Teacher (11-12)
St Paul’s Higher Secondary School
03.2017 - 01.2018
- Delivered a higher-secondary Economics curriculum with a focus on conceptual clarity and board-exam readiness.
- Designed and evaluated assessments; provided academic guidance, and performance feedback.
- Coordinated academic activities, and supported student engagement initiatives.
Research Associate
Ocwen Financial Solutions
03.2014 - 12.2014
- Conducted background research on 200+ client profiles monthly supporting mortgage/loan underwriting decisions.
- Provided market/investment product analysis supporting client servicing and portfolio development teams.
Economics Teacher (8-10)
Women’s Evening School
06.2010 - 05.2013
- Delivered state-board curriculum for Economics and English, managing lesson planning, assessments, and student evaluations.
- Maintained academic records and coordinated classroom activities in partnership with school administration.
- Served as activity in-charge, supporting academic and co-curricular programs.
Education
Master’s Degree - Applied Economics
Christ University
Bangalore02.2017
Core Competencies
Compliance & Data Governance
AML/KYC/CIP Compliance | Client Due Diligence | Regulatory Reporting & Remediation | GDPR Compliance | Operational Risk Management | Policy & Quality Assurance
Governance & Controls
Control Design & Testing | Audit Trail Remediation | Policy Control Matrices | Workflow Governance | Data Defect Analysis
Leadership, Training & Capability Building
Team Leadership & People Management | Training & Onboarding Programs | Curriculum & Content Development | Knowledge Transfer & Documentation | Performance Evaluation & Coaching | Change & Transition Management
Stakeholder & Communication Excellence
Cross-functional Program Management | Stakeholder Management | Executive Communication | Instructional Delivery | Regulatory Change Communication
Technical Tools And Skills
- MS Excel
- PowerPoint
- Workflow Documentation
- Policy Control Matrices
- Salesforce
- Curriculum & Content Development
- Knowledge Transfer & Documentation
- Performance Evaluation
- AML Policy Review
- GDPR Compliance
- QA Audit Design
- Internal Ops Platforms (GS)
Timeline
Senior Associate - Team Lead
Goldman Sachs
09.2020 - Current
Business Presentation Specialist
McKinsey & Company
04.2018 - 04.2020
Economics Teacher (11-12)
St Paul’s Higher Secondary School
03.2017 - 01.2018
Research Associate
Ocwen Financial Solutions
03.2014 - 12.2014
Economics Teacher (8-10)
Women’s Evening School
06.2010 - 05.2013
Master’s Degree - Applied Economics
Christ University