Summary
Overview
Work History
Education
Skills
Timeline
Generic

Venkateswara Reddy M

Hyderabad

Summary

Dynamic Medical Underwriter with extensive experience at Infosys, excelling in risk assessment and regulatory compliance. Proven ability to analyze complex medical histories and make informed underwriting decisions. Strong collaboration skills enhance stakeholder communication, ensuring adherence to underwriting guidelines while optimizing coverage levels and premiums. Committed to delivering accurate and efficient results.

Overview

7
7
years of professional experience

Work History

Medical Underwriter

Infosys
Hyderabad
03.2023 - 09.2024
  • Analyzing insurance applications, including medical history, lifestyle information, and other relevant data.
  • Evaluating the level of risk associated with insuring a particular applicant, based on the information gathered.
  • Determining whether to approve, deny, or modify insurance applications, including setting appropriate coverage levels and premiums.
  • Collaborating with insurance agents, brokers, and other stakeholders to clarify application details, and explain underwriting decisions.
  • Ensuring that all underwriting activities comply with relevant regulations and company policies.
  • Maintaining accurate records of all underwriting decisions and the rationale behind them.

Senior Process Executive

Cognizant Technology Solutions
Banglore
01.2020 - 02.2021
  • Decide whether to accept, modify, or decline an insurance application based on the risk assessment.
  • Maintain accurate and up-to-date records of all underwriting activities.
  • Work with other departments (such as claims, sales, and legal), and potentially with medical professionals, to gather information and make informed decisions.
  • Keep abreast of changes in medical knowledge, insurance regulations, and industry trends.

Reporting Analyst

EXL Service
Banglore
06.2018 - 11.2019
  • Analyzing the medical history, and based on the medical history, assigning ICD codes and points based on the underwriting guidelines.
  • Understanding insurance principles, risk assessment, and regulatory requirements.
  • Determine whether to approve applicants for insurance coverage, and if approved, at what level to set premiums.

Trainee

Medi Assist
Banglore
11.2017 - 05.2018
  • Reviewing the medical documents and doing tabulation.
  • Segregate the employees medical reports.
  • Deducting NMEs (non-medical expenses).

Education

Master of Science - Pharmacy

Dr.Samuel George Institute of Pharmaceutical Scien
Markapuram
05-2019

Skills

  • Risk assessment
  • Medical coding
  • Data analysis
  • Underwriting guidelines
  • Regulatory compliance
  • Collaboration skills
  • Medical terminology proficiency
  • Risk assessment expertise
  • Underwriting Rules Familiarity

Timeline

Medical Underwriter

Infosys
03.2023 - 09.2024

Senior Process Executive

Cognizant Technology Solutions
01.2020 - 02.2021

Reporting Analyst

EXL Service
06.2018 - 11.2019

Trainee

Medi Assist
11.2017 - 05.2018

Master of Science - Pharmacy

Dr.Samuel George Institute of Pharmaceutical Scien

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Venkateswara Reddy M