Summary
Overview
Work History
Education
Skills
Accomplishments
Hobbies and Interests
Applications
Affiliations
Languages
Timeline
AdministrativeAssistant
Vijay Kumar P

Vijay Kumar P

Hyderabad

Summary

Dynamic product leader with extensive experience at Wells Fargo Bank, excelling in product strategy and execution for payment pricing and billing. Recognized for launching innovative solutions that significantly enhance customer satisfaction and drive revenue growth through data analytics and strategic planning. Skilled in fostering collaboration among cross-functional teams to deliver impactful results.

Overview

15
15
years of professional experience

Work History

Lead Product Manager FX, Payment Implementation

Wells Fargo Bank
Hyderabad
08.2024 - Current
  • Leading a team of 15 individuals responsible for the entire product lifecycle, from ideation to launch and beyond, focusing on understanding user needs, defining product strategy, and collaborating with cross-functional teams to deliver successful products.
  • Execute the product vision and strategy, align company goals with company objectives, and customer needs.
  • Develop subject matter expertise in all the pricing and billing rules within FX/HUB/PYPP and related systems that have an impact on how we bill our customers across HUB/GBS.
  • Pulling together MI/Data for product and sales teams to benefit tracking with strong data analytics skills.
  • Supporting ad hoc change projects relating to Wells Fargo US pricing and billing for FX products.
  • Communicate and collaborate to achieve, complete projects, and to achieve portfolio volume and revenue targets.
  • Lead the ideation, technical development, and launch of innovative products or features, collaborating with engineering, design, and other GTM Bank (Global Treasury Management) teams to ensure successful product outcomes.
  • Communicate product vision, strategy, and performance to internal and external stakeholders.
  • Define and track key performance indicators (KPIs) to measure product success, and monitor performance to drive continuous improvement.
  • Maintenance of procedures, making updates where necessary.
  • Analyzed data from A and B tests to inform decisions on product features or design changes.

Senior Business Analyst, Global Charges

HSBC
Hyderabad
01.2016 - 12.2024
  • Project Lead and successfully delivered four project migrations for HSBC South Africa, HSBC India, HSBC Vietnam, and HSBC Malaysia.
  • Analyzing financial data to identify trends, anomalies, and areas for improvement for invoices, BIB charges, outbound claims, MT191 claims, and account reconciliation charges.
  • Ensure effective communication and build relationships with our stakeholders, product managers, other departments within GLCM, business partners, and RMs to resolve any conflicts.
  • Improving service levels and developing metrics to measure performance.
  • Periodic review of the process controls and procedures, establishing corrective actions to mitigate the risk in the process.
  • Leverage the interpretation of policies, procedures, and compliance requirements.
  • Preparing and reviewing P&L statements.
  • Forecasting revenue and expenses.
  • Monitoring actual performance against budgets and forecasts.
  • Developing and implementing strategies to increase revenue, and reduce costs.
  • Managing pricing strategies.
  • Making strategic decisions that impact the company’s bottom line.
  • Recommending actions to improve financial performance.
  • Communicating financial performance to stakeholders.
  • Presenting financial updates and recommendations.
  • Identified and analyzed user requirements, procedures and processes to develop optimization strategies.
  • Collaborated with IT teams on the development of applications based on business requirements.
  • Assessed potential risks, identified risk mitigation strategies, and implemented risk control measures.
  • Interpreted, evaluated, and interrelated research data and developed integrated business analyses and projections for incorporation into strategic decision-making.

SME Payment Investigation

HSBC
Hyderabad
01.2010 - 12.2016
  • Preparation and consolidation of Payments/Nostro breaks for management information for a highly complex set of business
  • Ensure that all material variances have been identified and explained in business terms
  • SME for Payments Investigations Team for Global CBC Charges under Central Charges Unit covering multiple countries including big markets UK, US & France which includes Payments, Claims, Settlements, Reconciliation of our nostro accounts
  • Identify opportunities for process re-engineering, automation, improvement, and drive changes

Education

Bachelor of Commerce - Computer Science

Kakatiya University
Hyderabad

Intermediate -

Nava Chaitanya Junior College

Skills

  • Product Management
  • Payment Implementation
  • Payment, Pricing, & Billing
  • Retail banking
  • Payment systems
  • Data Analysis
  • Data analytics
  • Global Transaction Management
  • ISO 20022
  • Reconciliations
  • Procedure Enhancement
  • Customer service
  • Quality Assurance
  • Data-driven decision-making

Accomplishments

  • Identified a potential loss in revenue of 73 million USD
  • Took proactive measures to minimize the loss by highlighting it to senior management
  • Prepared the MI report of the P&L account to mitigate the risk of loss

Hobbies and Interests

  • Soccer
  • Car race
  • Camping

Applications

  • Global Pay Plus
  • Payment Pricing (PYPP)
  • Pega – Smart Investigate
  • Mainframe Payment System
  • GPI
  • MS Office, SQL, Power BI, Tableau

Affiliations

  • Playing Cricket
  • Running
  • Listening Music

Languages

English
First Language
Hindi
Upper Intermediate (B2)
B2
Telugu
Upper Intermediate (B2)
B2

Timeline

Lead Product Manager FX, Payment Implementation

Wells Fargo Bank
08.2024 - Current

Senior Business Analyst, Global Charges

HSBC
01.2016 - 12.2024

SME Payment Investigation

HSBC
01.2010 - 12.2016

Bachelor of Commerce - Computer Science

Kakatiya University

Intermediate -

Nava Chaitanya Junior College

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Vijay Kumar P