Vijay Wadhwa
Mohali
Summary
Accomplished banking professional with over 40 years of experience at Punjab National Bank, ascending from clerk to Deputy General Manager. Expert in loans and advances, HRD, and audit oversight, with a proven track record in enhancing team productivity and performance. Skilled in mentoring and innovative employee engagement strategies, significantly reducing turnover.
Overview
40
40
years of professional experience
Work History
Retired, Deputy General Manager
Punjab National Bank
02.1984 - 09.2023
- Having 40 years of rich experience of banking.
- Starting from clerk to Deputy general manager worked on different places Rural, semi Urban, Urban and Metro Stations i.e Mumbai, Ahmedabad and also at Chandigarh,Moradabad,Yamunanagar, Kurukshetra and Hoshiarpur.
- Headed different offices as Incumbent(Manager, Sr. Manager, Chief Manager,Assistant General Manager and Deputy general Manager) of small branch to Large Corporate Branch.
- Headed centralized Loan Processing Center at Mumbai.
- Headed Large Corporate Branch at Mumbai.
- Worked in controlling office(Regional Office), Kurukshetra as HRD Functional Head,Chandigarh as Inspection and Audit Functional Head and Moradabad as Incharge of Loan and Advances,Retail Loans,GAD,HRD and Marketing.
- Conducted inspection of the branches as concurrent Auditor and regular Auditor.
- Worked in Zonal office Mumbai as Deputy General Manager Looking after,CRMD(Credit Review and Monitoring Department)Recovery, Finance, inspection and Audit Department of Mumbai Zone(Maharashtra state)
- Worked in Lead Bank, attended DCC,DLRC and SLBC Meeting
- Trained and guided team members to maintain high productivity and performance metrics.
- Observed each employee's individual strengths and initiated mentoring program to improve areas of weakness.
- Implemented innovative programs to increase employee loyalty and reduce turnover.
- Paid attention to detail while completing assignments.
Education
Bachelor of Commerce - Commerce
Punjab University
Punjab07.1983
Skills
- Loans and advances including retail, MSME, Large corporate loans
- HRD, GAD(General Administration)
- Inspection and Audit Department
- CRMD(Credit Review and Monitoring Department)
- Recovery Department and Finance Division
Timeline
Retired, Deputy General Manager
Punjab National Bank
02.1984 - 09.2023
Bachelor of Commerce - Commerce
Punjab University