VIJAYKUMAR PADSALGI

A seasoned banking professional with an extensive 21 year career spanning various facets of the financial industry. My expertise encompasses Retail Banking, New Age Banking, offering a holistic understanding of financial markets. Throughout my career, I've honed skills in strategic planning, team leadership, and regulatory compliance. My commitment to delivering innovative solutions and cultivating enduring client relationships has been pivotal in achieving consistent growth and success within the banking sector.

Retail Branch Banking

HDFC Bank Ltd - Bangalore

• Part of the product team to customize current account products, based on the segmented market approach for different kinds of merchants for payment solutions.

• Have solid experience in Merchant acquisition for various business channels.

• Good exposure in lending for MSME markets through business loan, Overdraft facility, working capital.

• Part of the marketing team to educate & promote banking among the rural and unbanked locations.

• Have tested multiple new methods to control the key operational parameters in retail branch banking along with strategic team.

• Have launched several retail branches in multiple rural & semi urban locations by identifying market potentials along with infrastructure team

• Customized all types of accounts and payment solution for the corporate companies and also handled government banking business.

• Part of the training team for the on-boarding employees.

• Part of the marketing & business intelligent unit for conducting various market surveys for the business enhancement & new branch launch.

• Worked closely with corporate social responsibility team to help the eligible sectors in the rural locations for the under privileged kids for their educational needs

• Date of Birth: 11/03/1978
• Nationality: Indian

IRDA – for the sale of life insurance products.  Certified from AMFI – Mutual Funds (Advisors) Module for selling investment-related products.